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 Benifit Illustration
Accident Benefit Rider
Family Income Benefit Rider
Shriram Extra Insurance Cover Rider
Shriram Critical Illness Cover Rider
All Causes Total and Permanent Disability Rider
|
| Event |
Maturity/death benefits payable |
On death of life assured during the premium paying
term
|
Two times the sum assured along with
vested bonuses will be paid and the policy comes to
an end |
On survival of life assured up to the
end of the premium paying term
|
Sum assured along with vested bonuses
will be paid
|
On death of the life assured after the
end of the premium paying term
|
Sum assured will be paid and the policy
comes to an end |
| Bonus: Simple reversionary
bonus will accrue during the premium paying term. |
|
| Condition |
Limit |
| Minimum age at entry |
12 years |
| Maximum age at entry |
65 years |
| Minimum age at the end of premium paying
term |
18 years |
| Maximum age at the end of the premium
paying term |
75 years |
| Minimum premium paying term |
10 years |
| Maximum premium paying term |
25 years |
| Minimum sum assured |
Rs. 50,000 |
|
| Payment mode |
Rebate |
| Yearly |
1.5% of the tabular
premium as rebate |
| Half-yearly |
0.75% of the tabular
premium as rebate |
| Sum Assured |
Rebate |
| Below Rs. 1,00,000 |
Nil |
| Rs. 1,00,000 to Rs. 1,99,000 |
Re. 1 per thousand |
| Rs. 2,00,000 to Rs. 2,99,000 |
Rs. 2 per thousand |
| Rs. 3,00,000 and above |
Rs. 3 per thousand |
|
|
|
