Product Selector
3-Feb-2012
Guardian-ULIF00201/07/06GUARDANFND128 : 15.9352 Conservator-ULIF00101/07/06CONSRVATOR128 : 14.614 Maximus-ULIF00301/07/06MAXIMUSFND128 : 16.209 Accelerator-ULIF00401/03/07ACCELRATOR128 : 12.493 Protector-ULIF00520/12/07PROTECTFND128 : 12.549 Wealth Creator-ULIF00620/12/07WEALTHCRTR128 : 9.457 Conservator Gold-ULIF00719/05/08CONSERGOLD128 : 12.048 Maximus Gold-ULIF00819/05/08MAXMUSGOLD128 : 12.421 Conservator Platinum-ULIF00919/05/08CONSPLATNM128 : 11.762 Maximus Plus-ULIF01206/07/09MAXMUSPLUS128 : 11.355 Guardian Plus-ULIF01109/06/09GUARDNPLUS128 : 10.955 Guardian Shield-ULIF01009/06/09GUARDNSHLD128 : 10.684 Secure Plus-ULIF01301/09/09SECUREPLUS128 : 11.179 Tyaseer-ULIF01401/09/09TYASEERFND128 : 10.085 Preserver-ULIF01507/01/10PRSERVRFND128 : 11.195 Defender-ULIF01607/01/10DEFENDRFND128 : 11.04 Balancer-ULIF01707/01/10BALANCRFND128 : 10.603 :
 
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Event Maturity/death benefits payable
Death Benefit
In case of death before attaining vesting age, the value of unitsin the policyholder's account will be paid.
Maturity Benefit
If the policy holder survives to teh vesting age, the policy holder will receive the fund value along with additional benefit "Pension Plus benefit ", He/She has to buy and immediate annuity plan from our company or any other life company approved by IRDA.Also the policy holder has an option to commute upto 1/3rd of the fund value for lump sum benefit and in such case, the policy holder has to purchase an immediate annuity with the balance of the fund value
Condition Limit
Minimum entry age 18 years age last birthday
Maximum entry age 70 years age last birthday
Minimum vesting age 45 years age last birthday
Maximum vesting age 80 years age last birthday
Minimum Policy term 10 yrs or "Minimum vesting age - Age at entry" whichever is higher subject to term can be 10, 15 and above
Maximum Policy term 62 yrs or "Maximum vesting age- Age at entry" whichever is lower
Maximum premium No limit
Sum Assured Nil
Policy Term Minimum Installment Premium
10 Years Yearly         Rs.20,000-
Half Yearly  Rs.10,000/-
Quarterly    Rs.5,000/-
Monthly       Rs.2,000/-
15 - 20 Years Yearly         Rs.26,000-
Half Yearly  Rs.14,000/-
Quarterly    Rs.7,500/-
Monthly       Rs.2,500/-
21 - 25 Years Yearly         Rs.15, 000/-
Half Yearly  Rs.8,000/-
Quarterly    Rs.4,000/-
Monthly       Rs.1,500/-
26 - 30 Years Yearly         Rs.10, 000/-
Half Yearly  Rs.6,000/-
Quarterly    Rs.3,000/-
Monthly       Rs.1,000/-
31 - 40 Years Yearly         Rs.8, 000/-
Half Yearly  Rs.4,200/-
Quarterly    Rs.2,100/-
Monthly       Rs.700/-
Above 40 Years Yearly         Rs.6, 000/-
Half Yearly  Rs.3,000/-
Quarterly    Rs.1,500/-
Monthly       Rs.600/-
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