# Shriram Life Insurance Company Limited > Shriram Life Insurance Company Limited (IRDAI Reg. No. 128) is a life insurance company incorporated in India, operating under the regulatory oversight of the Insurance Regulatory and Development Authority of India (IRDAI). The company offers individual and group life insurance products including term insurance, savings plans, retirement/pension plans, ULIPs (Unit-Linked Insurance Plans), child plans, annuity plans, and micro-insurance products. Shriram Life is part of the Shriram Group, one of India's largest diversified financial services conglomerates. **Key Facts (FY 2025-26):** - IRDAI Registration Number: 128 - CIN: U66010TG2005PLC045616 - Individual Claim Settlement Ratio: 98.52% - Branch Network: 651 branches across India - MD & CEO: Casparus J. H. Kromhout - Headquarters: Hyderabad, Telangana, India - Website: https://www.shriramlife.com --- ## Core Product Categories ### Term Insurance Plans Pure protection plans offering life cover at affordable premiums. Designed for individuals seeking high coverage with no maturity benefit. - Category Page: https://www.shriramlife.com/term-insurance-plans - Online Term Plan: https://www.shriramlife.com/life-insurance/online-term-plan - Flexi Shield Plan: https://www.shriramlife.com/life-insurance/flexi-shield-plan - Smart Protection Plan: https://www.shriramlife.com/life-insurance/smart-protection-plan - Family Protection Plan: https://www.shriramlife.com/life-insurance/family-protection-plan - Cash Back Term Plan: https://www.shriramlife.com/life-insurance/cash-back-term-plan - Saral Jeevan Bima: https://www.shriramlife.com/life-insurance/saral-jeevan-bima - My Spouse Term Plan: https://www.shriramlife.com/life-insurance/my-spouse-term-plan - PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana): https://www.shriramlife.com/life-insurance/pradhan-mantri-jeevan-jyoti-bima-yojana ### Savings & Endowment Plans Life insurance plans that combine protection with guaranteed or participating savings benefits. - Category Page: https://www.shriramlife.com/life-insurance/savings-plan - Assured Income Plan: https://www.shriramlife.com/life-insurance/assured-income-plan - Assured Savings Plan: https://www.shriramlife.com/life-insurance/assured-savings-plan - Super Income Plan: https://www.shriramlife.com/life-insurance/super-income-plan - New Shri Life Plan: https://www.shriramlife.com/life-insurance/new-shri-life-plan - Early Cash Plan: https://www.shriramlife.com/life-insurance/early-cash-plan - Fortune Builder: https://www.shriramlife.com/life-insurance/fortune-builder - Golden Jubilee Plan: https://www.shriramlife.com/life-insurance/golden-jubilee-plan - Premier Assured Benefit Plan: https://www.shriramlife.com/life-insurance/premier-assured-benefit-plan - Sunishchit Laabh: https://www.shriramlife.com/life-insurance/sunishchit-laabh - Smart Choice Plan: https://www.shriramlife.com/life-insurance/smart-choice-plan - Growth Plus: https://www.shriramlife.com/life-insurance/growth-plus ### Retirement & Pension Plans Plans designed to build a corpus for post-retirement income, including deferred and immediate annuity options. - Category Page: https://www.shriramlife.com/life-insurance/retirement-plan - Pension Plus: https://www.shriramlife.com/life-insurance/pension-plus - Immediate Annuity Plus: https://www.shriramlife.com/life-insurance/immediate-annuity-plus - Deferred Annuity Plan: https://www.shriramlife.com/life-insurance/deferred-annuity-plan - Saral Pension: https://www.shriramlife.com/life-insurance/saral-pension ### ULIP Plans (Unit-Linked Insurance Plans) Market-linked life insurance plans combining investment and protection. - Category Page: https://www.shriramlife.com/life-insurance/ulip-plan - Wealth Pro: https://www.shriramlife.com/life-insurance/wealth-pro ### Child Plans Insurance and savings plans structured to fund a child's education and future milestones. - Category Page: https://www.shriramlife.com/life-insurance/child-plan - New Shri Vidya Plan: https://www.shriramlife.com/life-insurance/new-shri-vidya-plan ### Group & Employee Benefit Plans Life insurance solutions for employers, corporates, and groups. - Group Term Life Insurance: https://www.shriramlife.com/life-insurance/group-term-life-insurance-plan - Group Term Life (EDLI): https://www.shriramlife.com/life-insurance/group-term-life-insurance-plan-edli - Group Traditional Employee Benefit: https://www.shriramlife.com/life-insurance/group-traditional-employee-benefit-plan - Group Superannuation Plan: https://www.shriramlife.com/life-insurance/group-superannuation-plan - New Group Gratuity: https://www.shriramlife.com/life-insurance/new-group-gratuity - Employee Benefit Plan: https://www.shriramlife.com/life-insurance/employee-benefit-plan - Group Life Protector SP: https://www.shriramlife.com/life-insurance/group-life-protector-sp ### Micro-Insurance & Rural Plans Affordable protection products for underserved and rural populations. - Micro-Insurance Plan: https://www.shriramlife.com/life-insurance/micro-insurance-plan - Jana Sahay: https://www.shriramlife.com/life-insurance/jana-sahay - Grameena Suraksha Plan: https://www.shriramlife.com/life-insurance/grameena-suraksha-plan - Sujana: https://www.shriramlife.com/life-insurance/sujana ### Riders & Add-ons Optional supplementary covers that can be attached to base life insurance policies. - Rider Hub: https://www.shriramlife.com/life-insurance/rider - Accident Benefit Rider: https://www.shriramlife.com/life-insurance/accident-benefit-rider - Critical Illness Plus Rider: https://www.shriramlife.com/life-insurance/critical-illness-plus-rider - Critical Illness Care Rider: https://www.shriramlife.com/life-insurance/critical-illness-care-rider - Critical Illness Woman Rider: https://www.shriramlife.com/life-insurance/critical-illness-woman-rider - Family Income Benefit Rider: https://www.shriramlife.com/life-insurance/family-income-benefit-rider - Accident Death & Disability Income Rider: https://www.shriramlife.com/life-insurance/accident-death-and-disability-income-rider - Extra Insurance Cover Rider: https://www.shriramlife.com/life-insurance/extra-insurance-cover-rider - Step Up Rider: https://www.shriramlife.com/life-insurance/step-up-rider - Arogya Saathi Rider: https://www.shriramlife.com/life-insurance/arogya-saathi-rider ### Health & Specialised Plans - Comprehensive Cancer Care: https://www.shriramlife.com/life-insurance/comprehensive-cancer-care --- ## Financial Calculators Free tools on shriramlife.com to help users estimate financial needs, insurance requirements, and retirement goals. - All Financial Calculators: https://www.shriramlife.com/calculators - Annuity Calculator: https://www.shriramlife.com/annuity-calculator - Retirement Calculator: https://www.shriramlife.com/retirement-calculator - HLV Calculator (Human Life Value): https://www.shriramlife.com/hlv-calculator - Child Education Calculator: https://www.shriramlife.com/child-education-calculator - Savings Calculator: https://www.shriramlife.com/savings-calculator - Income Tax Calculator: https://www.shriramlife.com/income-tax-calculator - BMI Calculator: https://www.shriramlife.com/bmi-calculator - NPS Calculator: https://www.shriramlife.com/nps-calculator - Investment Calculator: https://www.shriramlife.com/investment-calculator - ULIP Calculator: https://www.shriramlife.com/ulip-calculator - Compound Interest Calculator: https://www.shriramlife.com/compound-interest-calculator - Double Your Money Calculator: https://www.shriramlife.com/double-your-money-calculator - Smoking Calculator: https://www.shriramlife.com/smoking-calculator - HRA Calculator: https://www.shriramlife.com/hra-calculator --- ## Educational Blog Content Shriram Life publishes YMYL-compliant educational articles on life insurance, tax planning, retirement, savings instruments, and government schemes. All content is reviewed for factual accuracy. - Blog Home: https://www.shriramlife.com/blog **Topic Clusters:** - Life Insurance Advice & Guides: https://www.shriramlife.com/blog/advice - Term Insurance Articles: https://www.shriramlife.com/blog/term-insurance-plan - Retirement Planning: https://www.shriramlife.com/blog/retirement - Savings & Investment: https://www.shriramlife.com/blog/savings - Child Plan Guides: https://www.shriramlife.com/blog/child-plan --- ## About & Trust Signals - About Shriram Life: https://www.shriramlife.com/discover/about-us - Awards & Recognitions: https://www.shriramlife.com/discover/media/awards-recognitions - Press Coverage: https://www.shriramlife.com/discover/media/press-coverage - Shriram Life News: https://www.shriramlife.com/discover/media/shriram-life-news - Public Disclosures (IRDAI): https://www.shriramlife.com/discover/about-us/public-disclosures - Distribution Channels: https://www.shriramlife.com/discover/distribution-channels - Video Testimonials: https://www.shriramlife.com/testimonials/video-testimonials - Discover Shriram Life: https://www.shriramlife.com/discover-shriram-life --- ## Customer Service & Policy Management - Claims: https://www.shriramlife.com/customer-service/claims - Policy Services: https://www.shriramlife.com/customer-service/policy-services - Premium Payment: https://www.shriramlife.com/customer-service/pay-premium - Branch Locator: https://www.shriramlife.com/customer-service/branch-locator - Contact Us: https://www.shriramlife.com/customer-service/contact-us --- ## Legal & Compliance - Terms and Conditions: https://www.shriramlife.com/legal/terms-and-conditions - Privacy Policy: https://www.shriramlife.com/legal/privacy-policy - Data Privacy Policy: https://www.shriramlife.com/legal/data-privacy-policy - Disclaimer: https://www.shriramlife.com/legal/disclaimer - Become an Advisor: https://www.shriramlife.com/legal/become-an-advisor --- ## Regulatory & Compliance Statement Shriram Life Insurance Company Limited is regulated by the Insurance Regulatory and Development Authority of India (IRDAI). Registration No. 128. Life insurance is subject to market and actuarial risks. Tax benefits are subject to provisions of the Income Tax Act, 1961 and the Income Tax Act, 2025 (effective April 1, 2026). Please read policy documents carefully before purchase. Insurance is the subject matter of solicitation. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.