SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
Shriram Life presents Shriram Life Super Income Plan (128N087V03) specially designed to cater to long term financial needs of an individual & his family. These needs are fulfilled under the plan in the following ways –
In case of survival of the life assured till the end of the premium paying term, provided the policy is in force, a Super Income Benefit of fixed monthly amount will be paid from the end of the premium paying term till the end of the policy term or until death, whichever is earlier.
In case of the survival of the life assured till the end of the policy term provided the policy is in force, “Guaranteed Maturity Sum Assured” will be paid and the policy is terminated.
Where“Guaranteed Maturity Sum Assured” is equal to 5 times the Annualized Premium&
In case of death of the life assured during the Policy Term, provided the policy is in force, an amount equal to higher of “Death Sum Assured” or Surrender Benefit as applicable on the date of death will be paid in lump sum to the nominee(s) or beneficiary (ies) and the policy is terminated. Any Super Income Benefit paid will not be recovered from the death benefit.
Tax Benefits#
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
Super Income Benefit#
In case of survival of the life assured till the end of the premium paying term, provided the policy is in force, a Super Income Benefit of fixed monthly amount will be paid from the end of the premium paying term till the end of the policy term or until death, whichever is earlier.
*For more details, refer the product brochure.
Minimum
25 Years
Maximum
50 Years
Maximum
75 Years(fixed)
75 minus age at entry
10 times annualised premium&
(Excludes extra premium, rider, GST and cess)
10 To 25 Years
(Premium Paying Term plus Age at entry should not exceed 65 years)
Minimum (₹)
₹ 30000*
Maximum (₹)
No Limit,
(Subject to Board approved underwriting policy)
(The premium shall be in multiples of ₹ 1000) *Annualized Premium&
You can opt any of the following Riders by paying additional premium.
In case of death or total and permanent disability due to accident during the rider term, we will pay 100% of the rider sum assured. Also, if the life assured becomes totally and permanently disabled in an accident, we will waive off all the future premiums under the policy. The benefit under this rider is applicable only once during the rider term.
“If you are diagnosed to be suffering from any of the 24 specified Critical Illnesses, we will pay 100% of the rider Sum Assured on survival of 30 days following the date of first confirmed diagnosis. This rider also gives you an upside of increments in your rider Sum Assured through Loyalty Additions.”
In the event of accidental death or if the life assured becomes totally and permanently disabled due to an accident within the rider term, 1% of rider sum assured is payable every month immediately from the end of month of accident for a guaranteed period of 10 years or till the end of the rider term whichever is higher.
In case of unfortunate event of death of the life assured during the rider cover term, sum assured under rider will be paid to the nominee.
#Provided all the premiums are paid and the policy is in force.
& Annualised premium shall be the premium payable in a year choosen by the policyholder, excluding the underwriting extra premiums, rider premiums, loadings for modal premiums, taxes and other statutory levies, if any.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN: SLIC/Elec /Dec 2021/136
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