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20 years

How to Find PRAN Number

GB

Your PRAN, or Permanent Retirement Account Number, is the unique 12-digit identification assigned when you join the National Pension System (NPS). If you’ve misplaced your PRAN card or forgotten the number, knowing how to find your PRAN number is crucial to managing your pension account effectively. Here’s a simple guide.

 Ways to Find Your PRAN Number

1. Check Your PRAN Card or Documents

When you enrol in NPS, you receive a PRAN card or letter containing your 12-digit PRAN. Look through your physical mail or email communication from your Point of Presence (POP) or the Pension Fund Regulatory and Development Authority (PFRDA). This is often the quickest way to locate it.

 2. Log in to the NPS Subscriber Portal

Visit the official NPS portal at https://www.npscra.nsdl.co.in/ and log in using your PAN, Aadhaar, and date of birth. Once logged in, your PRAN and account details will be visible in your profile/dashboard. This method ensures secure and instant access.

 3. Contact Your POP or Employer

If you joined NPS via your employer or a POP, they can help retrieve your PRAN. This is useful if you’ve misplaced your card or don’t remember your login credentials.

 4. Call NPS Customer Care

You can reach out to the NPS helpdesk by phone or email. After verifying your identity, the support team can guide you on how to find your PRAN number quickly.

 5. Check Tax Documents

Your PRAN may also be mentioned in Form 26AS or income tax documents if you’ve made contributions to NPS in a financial year. This can serve as an official reference.

 

 Keep Your PRAN Handy

Knowing how to find PRAN number ensures you can manage your NPS account seamlessly, check balances, update details, and plan for retirement. Always store your PRAN securely and use official channels for any queries or retrievals.

FAQs

Who must pay advance tax?

Anyone whose remaining tax liability (after TDS) exceeds ₹10,000 in a financial year.

Do salaried employees need to pay advance tax?

Yes, if their employer doesn’t deduct enough TDS or they earn extra income like rent, interest, or freelance income.

How do I pay advance tax online?

Visit the Income Tax Portal → e-Pay Tax or pay using Challan 280 through net banking.

What happens if I don’t pay advance tax?

You may face interest under Sections 234B and 234C for delay or short payment.

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