SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
In this policy, the investment risk in the investment portfolio is borne by the policyholder.
The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.
Shriram Life Growth Plus (UIN: 128L066V03) is a savings oriented unit linked insurance plan which offers both life cover and savings through market linked returns. The plan offers multiple choices in respect of premium payment, fund classes and flexibility of investment. The policy can also be taken on other lives, where other lives can be spouse, child and grandchild.
On Survival of the Life Assured up to the end of the policy term, the fund value will be payable where fund value is total of base premium fund value and Top-up premium fund value (if any)
In case of death of Life Assured during the policy term;
Option 1
Sum assured plus Top-up sum assured (if any) plus, fund value
Option 2
Sum assured plus Top-up sum assured (if any) plus, fund value
Higher of:
Plus
will be paid to nominee(s)/beneficiary(ies) and the policy will be terminated.
Minimum
30 Days ^
Maximum
60 Years
(Age last birthday)
Minimum
18 Years
Maximum
70 Years
(Age last birthday)
Minimum
10, 15 to 20 Years
Regular
Same as policy term
Limited
6 Years
Single
Single
Minimum
Single
₹ 50,000 for term 10 years
₹ 2,00,000 for term 15 years and above
Limited
Yearly: ₹ 60,000
Monthly: ₹ 6,000
Regular
Yearly: ₹ 30,000
Monthly: ₹ 3,500
Maximum
No limit, subject to Board approved underwriting policy.
Regular
₹ 2,10,000
Limited
₹ 4,20,000
Single
₹ 62,500
No Limit, subject to Board approved underwriting policy
Disclaimers:
Unit Linked life insurance products are different from traditional life insurance products and are subject to the market risk factors.
The premium paid in Unit Linked life insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his / her decisions.
Shriram Life is only the name of the Life insurance company and Shriram Life Growth Plus is only the name of the unit linked insurance contract and does not in any way indicate the quality of the plan, its future prospects or returns.
Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects or returns.
The past performance of the fund options is not indicative of future performance of these funds.
#Provided all the premiums are paid and the policy is in force.
^Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest in the Life Assured on attainment of age 18 years.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN: SLIC/Elec/Dec 2020/37
