SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
Shriram Life Cash Back Term Plan (UIN: 128N045V02) is an affordable, easy-to-obtain financial security net for you and your loved ones. It has a lump sum payout in case of unfortunate death helping your family reduce their debts thereby protecting their financial security. At the same time the premiums paid towards this policy will be returned on maturity.
In case of survival of the Life Assured till the end of the policy term, all the premiums paid during the term of the policy excluding any extras, rider premiums and taxes will be returned.
In case of death of the life assured during the policy term, provided all the due premiums have been paid, till the date of death “Death Sum Assured” will be paid
“Death Sum Assured” is defined as highest of
Sum Assured is the amount chosen by the policyholder at the time of proposal.
Annualised Premium means the premium payable in a year chosen by the policyholder excluding the taxes underwriting extra premiums, rider premiums and loadings for modal premiums, if any.
All Premiums Paid is the total of all premiums paid till the date of death excluding any extra premiums, any rider premiums, and taxes.
Minimum
12^ Years
Maximum
50 Years
(Age last birthday)
Maximum
70 Years
(Age last birthday)
Minimum
₹ 2 Lakhs
Maximum*
₹ 20 Lakhs
Subject to Board approved underwriting policy
10
15
20
25
5, 10
5, 7, 10, 15
5, 7, 10, 15, 20
5, 7, 10, 15, 25
₹ 3,000/-
Click this link to calculate you premium.
You can opt any of the following Riders by paying additional premium.
In case of death or total and permanent disability due to accident during the rider term, we will pay 100% of the rider sum assured. Also, if the life assured becomes totally and permanently disabled in an accident, we will waive off all the future premiums under the policy. The benefit under this rider is applicable only once during the rider term.
In the event of accidental death or if the life assured becomes totally and permanently disabled due to an accident within the rider term, 1% of rider sum assured is payable every month immediately from the end of month of accident for a guaranteed period of 10 years or till the end of the rider term whichever is higher.
If you are diagnosed to be suffering from any of the 24 specified Critical Illnesses, we will pay 100% of the rider Sum Assured on survival of 30 days following the date of first confirmed diagnosis. This rider also gives you an upside of increments in your rider Sum Assured through Loyalty Additions.
Disclaimers:
#provided all the premiums are paid and the policy is in force.
^ Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest in the Life Assured on attainment of age 18 years.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN – SLIC/Elec/June 2021/56
