SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein

Know More
https://cops.shriramlife.me/quoteredirect
closehead

Contact our helpdesk/helpline no:

Phone: 9121109249 |Board No: 1800-103-6116,1800-108-6116

Contact our Branch Office :

Name :Mr. S K Kurban

Mobile : +91 9778947129

Dedicated mail ID : claimsupport@shriramlife.in

Claims Intimations can also be accepted online through following options.

Website : Click here

App : ShriMithra App

WhatsApp :Chat boat: Send ‘Hi’ on WhatsApp to 91 90155-02000

SHRIRAM LIFE CASH BACK TERM PLAN

Shriram Life Cash Back Term Plan (UIN: 128N045V03) is an affordable, easy-to-obtain financial security net for you and your loved ones. It has a lump sum payout in case of unfortunate death helping your family reduce their debts thereby protecting their financial security. At the same time the premiums paid towards this policy will be returned on maturity.

KEY FEATURES

  • Insurance cover at affordable rates.
  • Return of premiums at maturity.
  • Additional protection through RIDERS.

KEY BENEFITS

 

Maturity Benefit#

In case of survival of the Life Assured till the end of the policy term, all the premiums paid during the term of the policy excluding any extras, rider premiums and taxes will be returned.

 

Death Benefit#

In case of death of the life assured during the policy term, provided all the due premiums have been paid, till the date of death “Death Sum Assured” will be paid

 

“Death Sum Assured” is defined as highest of

 
  • 10 times the Annualised Premium
  • 105% of All Premiums Paid till the date of death
  • Sum Assured
Where

Sum Assured is the amount chosen by the policyholder at the time of proposal.

 

Annualised Premium means the premium payable in a year chosen by the policyholder excluding the taxes underwriting extra premiums, rider premiums and loadings for modal premiums, if any.

 

All Premiums Paid is the total of all premiums paid till the date of death excluding any extra premiums, any rider premiums, and taxes.

#Eligibility

ENTRY AGE

Minimum

12^ Years

For POS policies

18 Years

Maximum

50 Years

(Age last birthday)

MATURITY AGE

Maximum

70 Years

(Age last birthday)

65 Years for POS policies

(Age last birthday)

SUM ASSURED

Minimum

₹ 1 Lakh

Maximum*

Subject to Board approved underwriting policy

POLICY AND CORRESPONDING PREMIUM PAYMENT TERM (Yrs)

10

15

20

25

5, 10

5, 7, 10, 15

5, 7, 10, 15, 20

5, 7, 10, 15, 25

PREMIUM PAYMENT MODE

  • Yearly
  • Half Yearly
  • Quarterly
  • Monthly

MINIMUM ANNUALISED PREMIUM

₹ 2,000/-

CALCULATOR

Click this link to calculate you premium.

RIDERS (Add Ons)

Additional protection through Riders

You can opt any of the following Riders by paying additional premium. The riders can be opted at the inception of the policy or subsequently on any policy anniversary..

Accident Benefit Rider (UIN 128B001V03)

In case of death or total and permanent disability due to accident during the rider term, we will pay 100% of the rider sum assured. Also, if the life assured becomes totally and permanently disabled in an accident, we will waive off all the future premiums under the policy.

Family Income Benefit Rider (UIN 128B002V03)

In the event of accidental death or if the life assured becomes totally and permanently disabled due to an accident within the rider term, 1% of rider sum assured is payable every month immediately from the end of month of accident for a guaranteed period of 10 years or till the end of the rider term whichever is higher.

Shriram Life Critical Illness Plus Rider (UIN 128B016V01)

If you are diagnosed to be suffering from any of the 24 specified Critical Illnesses, we will pay 100% of the rider Sum Assured on survival of 30 days following the date of first confirmed diagnosis. This rider also gives you an upside of increments in your rider Sum Assured through Loyalty Additions.

more

Disclaimers:

#provided all the premiums are paid and the policy is in force.

^ Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest in the Life Assured on attainment of age 18 years.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN: SLIC/Elec/July 2023/44