SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
Shriram Life Family Protection Plan (UIN: 128N061V02) is a non-linked non-participating term insurance plan. This plan caters to the needs of people who want to protect their families in case of untimely death.
In case of survival of the Life Assured up to a specified period or till the end of the policy term no benefits are payable.
Death Benefit If the life assured dies during the policy term, “Death Sum Assured” as mentioned below will be paid to the nominee(s) or beneficiary (ies) as per the option chosen by the policyholder.
Lump sum option
In case of death of the life assured during the policy term, provided the policy is in force, “Death sum assured” will be paid to nominee(s) or beneficiary (ies), if the policyholder opts for lump sum benefit option and the policy will be terminated.
Installment option
In case of death of the life assured during the policy term, provided the policy is in force, then 50% of “Death sum assured” will be paid immediately in lump sum to nominee(s) or beneficiary (ies) and the remaining 50% of “Death sum assured” will be paid in
a) 5 equal annual instalments
or
b) 60 equal Monthly Instalments.
Installments will start from one year after the date of death of the policyholder. The policy will be terminated after payment of last instalment.
Death sum assured — is defined as the amount which is the highest of:
Minimum
18 Years
Maximum
60 Years
( As on last birthday)
Maximum
75 Years
65 years (age last birthday ) For POS Policies
Minimum
₹ 10 Lakhs
Maximum*
₹ 5Crore
(For POS Policies the sum assured will be allowed in multiples of Rs. 50,000 only.)
10 to 25 Years
Same as Policy term
Minimum (₹)
₹ 2,000/- for yearly and₹ 300 for monthly mode
Click this link to calculate you premium.
No riders available.
Disclaimers:
#Provided all the premiums are paid and the policy is in force.
&Annualised premium shall be the premium payable in a year chosen by the policyholder, excluding the underwriting extra premiums, rider premiums, loadings for modal premiums, taxes and other statutory levies, if any.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN – SLIC/ Elec / Dec 2021/143
