SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
As a responsible and caring family member you have big dreams for your family which involves financial goals and commitments. To fulfill those dreams you need a tool which gives income at regular intervals. Shriram New Akshay Nidhi (UIN: 128N046V02) is one such plan which offers periodical survival benefits apart from the maturity and death benefits.
In case of survival of the life assured up to the end of the policy term, provided the policy is in force, accrued Reversionary Bonuses plus Terminal Bonus (if any) will be paid.
In case of death of the life assured during the policy term, provided the policy is in force, Sum assured on death plus accrued Reversionary Bonuses (if any) plus Terminal Bonus (if any) shall be paid to the nominee(s) / beneficiary(ies).
Death benefit will be at least 105% of all premiums paid till the date of death.
The policy will not accrue any future bonuses after death.
Minimum
30^ Days ^
Maximum
55 Years
(Age last birthday)
Minimum
18 Years
Maximum
70 Years
(Age last birthday)
Minimum
₹ 1 Lakhs
Maximum
No Limit, Subject to Board approved underwriting policy.
15 / 20 / 25Years
Click this link to calculate you premium.
You can opt any of the following Riders by paying additional premium.
In case of death or total and permanent disability due to accident during the rider term, we will pay 100% of the rider sum assured. Also, if the life assured becomes totally and permanently disabled in an accident, we will waive off all the future premiums under the policy.
In the event of accidental death or if the life assured becomes totally and permanently disabled due to an accident within the rider term, 1% of rider sum assured is payable every month immediately from the end of month of accident for a guaranteed period of 10 years or till the end of the rider term whichever is higher.
In case of death of the life assured during the rider cover term, sum assured under rider will be paid to the nominee.
If you are diagnosed to be suffering from any of the 24 specified Critical Illnesses, we will pay 100% of the rider Sum Assured on survival of 30 days following the date of first confirmed diagnosis. This rider also gives you an upside of increments in your rider Sum Assured through Loyalty Additions.
Disclaimers:
#Provided all the premiums are paid and the policy is in force.
^Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest in the Life Assured on attainment of age 18 years.
& Annualised premium shall be the premium payable in a year chosen by the policyholder, excluding the underwriting extra premiums, rider premiums, loadings for modal premiums, taxes and other statutory levies, if any.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN – SLIC/Elec/June 2021/59
