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Shriram Life Genius Assured Benefit Plan Coverages
Life Cover with Death and Maturity Benefits:
You can be worry-free as the policy provides financial protection to your family in your absence in case of your demise. In the event of your survival, it offers maturity benefits.
Accident Benefit Rider:
In case of demise of the insured or total and permanent disability due to an accident during the rider tenure, he/she will be paid 100% of the rider sum assured. Future premium payments are waived if the policyholder becomes totally and permanently disabled because of an accident.
Life Critical Illness Plus Rider:
If you are suffering from any of the 24 specified critical illnesses, you will be paid 100% of the rider sum assured on survival of 30 days following the date of first confirmed diagnosis. This rider gives you an increment by way of Loyalty Additions.
Auto Cover:
If you make premium payments for the first two years, but are unable to pay them after the grace period thereafter, you are eligible for an Auto Cover of one year. It starts from the expiry of the grace period itself.
Additional Benefit:
Additional benefit offers you two options in the form of family support benefit and education support benefit. You have a flat payout and an increasing payout option under the education support benefit.