Achieve Your Dreams with Regular Payouts from Shriram Life New Akshay Nidhi

The Shriram Life New Akshay Nidhi provides Reversionary Bonuses that help you increase your savings and life cover with a minimum premium payment of ₹10,000 per annum, and the Shriram Life New Akshay Nidhi is affordable and accessible to a wide range of customers.

You have the flexibility to select from multiple policy tenure options that cater to your financial requirements.

As a policyholder, you can receive periodic survival benefits in the form of a percentage of the basic sum assured. The percentage depends on the policy tenure and the end of the policy year.

You can avail of premium payment rebates by choosing higher sum assured amounts. Sum Assured band and Premium discount as follows upto 2,49,999-Nil, 2,50,000 to 3,99,999-2%, 4,00,000 to 6,99,999-3%, 7,00,000 to 9,99,999-4%, 10,00,000 and above-5%.

You have the option to add extra protection through Accident Benefit Rider, Family gain Benefit Rider, Shriram Critical Illness Plus Rider, or Shriram Extra Insurance Cover Rider.

Shriram Life understands the importance of having cash at hand during an emergency and provides you with the option to surrender the policy and receive the surrender value. The surrender value is either the Security Surrender Value (GSV) or the Special Surrender Value (SSV), whichever is higher. The GSV is calculated based on the total premium payments paid and bonus accrued, while the SSV depends on actual experience and economic conditions. No processing fee will be charged for surrenders.