SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
Presenting Shriram Life Assured Income Plan (UIN 128N053V03), which assures your family of the Income you have planned for them even in your absence. This plan not only helps you secure your family financially but also provides you assured returns on maturity. With regular income option under this plan you will receive your maturity amount in periodical payments of assured amount to help you fulfil your financial responsibilities and dreams with ease.
In case of survival of the life assured up to the end of the policy term and receipt of all the due premiums, the assured income payouts will be paid as scheduled at the start of each year after the end of the policy term during the Benefit Payout Period. However, the policyholder can also opt to receive the maturity benefit in lump sum at the time of proposal. The Lump sum Payout is same as Maturity Sum Assured.
The policyholder can change the option to receive the maturity benefit any time during the policy term, but preferably at least three months before the date of maturity.
If the life assured dies after commencement of the assured income, the outstanding assured income payouts will continue as scheduled to the nominee(s) or beneficiary(ies).
In case of death of the life assured during the policy term, provided all the due premiums till the date of death have been paid, death sum assured will be paid. The death benefit will be paid to the nominee or beneficiary in any of the following option exercised:
Minimum
30 Days^
Maximum
55 Years
(Age last birthday)
Minimum
70 Years (Non POS)
65 Years (POS)
(Age last birthday)
8 / 10 / 12 / 15 Years
Minimum
₹ 1.2 Lakhs
Maximum*
No Limit, (Non POS)
Subject to Board approved underwriting policy
₹ 9,52,376 (POS)
Subject to Board approved underwriting policy and maximum sum assured of ₹ 10 lakhs
Minimum
₹ 15,000
Maximum*
No Limit, (Non POS)
Subject to Board approved underwriting policy
₹ 1,19,047 (POS)
Subject to Board approved underwriting policy and maximum sum assured of ₹ 10 lakhs
8 / 10 / 12 / 15 Years
You can opt any of the following Riders by paying additional premium. Riders are not allowed for POS.
In case of death or total and permanent disability due to accident during the rider term, we will pay 100% of the rider sum assured. Also, if the life assured becomes totally and permanently disabled in an accident, we will waive off all the future premiums under the policy. The benefit under this rider is applicable only once during the rider term.
If you are diagnosed to be suffering from any of the 24 specified Critical Illnesses, we will pay 100% of the rider Sum Assured on survival of 30 days following the date of first confirmed diagnosis. This rider also gives you an upside of increments in your rider Sum Assured through Loyalty Additions.
In the event of accidental death or if the life assured becomes totally and permanently disabled due to an accident within the rider term, 1% of rider sum assured is payable every month immediately from the end of month of accident for a guaranteed period of 10 years or till the end of the rider term whichever is higher.
In case of unfortunate event of death of the life assured during the rider cover term, sum assured under rider will be paid to the nominee.
# Provided all the premiums are paid and the policy is in force.
^ Annualised premium shall be the premium payable in a year chosen by the policyholder, excluding the underwriting extra premiums, rider premiums, loadings for modal premiums, taxes and other statutory levies, if any.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN - SLIC/Elec/June 2021/53
