SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
We all spend time and money to plan for our future starting with securing our loved ones. Whether we are still an individual or married or have children, the need for security remains. Planning for financial security is a very important decision we all should avail to safeguard our family against uncertainties of life. We at Shriram Life understand your responsibilities towards your family and present you Shriram Life Online Term Plan. We have thoughtfully designed this product to suit your requirements of comprehensive coverage with at affordable premiums.
Our Term Insurance Plan
Claim Type | What you get | Policy Status |
---|---|---|
Death claim | Base option benefits | Plan terminates |
Death due to accident (if opted for accidental death benefit cover) | Base option benefits and accidental death benefit | Plan terminates |
Terminal illness | Base option benefits | Plan terminates |
Total & permanent disability due to accident | All future premiums including premium for optional benefits are waived off | Plan continues for the remaining policy term. |
Total & permanent disability due to accident | Sum assured under critical illness is paid and corresponding future premium ceases. | Plan continues for the remaining policy term and customer continues to pay reduced premium. |
NOTE: Benefits are paid provided the policy is in force
Minimum
18 Years
Maximum
55 Years
(As on last birthday)
Minimum
28 Years
Maximum
75 Years
(As on last birthday)
Minimum
10 Years
Maximum
57 Years
(Premium paying term shall be the same)
Minimum
₹ 25 Lakhs
Maximum
₹ 10 Crore
(in multiples of 1 lakh)
Minimum
₹ 5 Lakhs
(Maximum 20% of Sum Assured
subject
to a limit of ₹ 20 lakh)
Minimum
₹ 10 Lakhs
(Maximum 100% of Sum Assured
subject
to a limit of ₹ 1 Crore)
Minimum
18 Years
Maximum
45 Years
(As on last birthday)
Minimum
38 Years
Maximum
65 Years
(As on last birthday)
Minimum
20 Years
Maximum
47 Years
(Premium paying term shall be the same)
Minimum
₹ 25 Lakhs
Maximum
₹ 10 Crore
(in multiples of 1 lakh)
Minimum
₹ 5 Lakhs
(Maximum 20% of Sum Assured
subject
to a limit of ₹ 20 lakh)
Minimum
₹ 10 Lakhs
(Maximum 100% of Sum Assured
subject
to a limit of ₹ 1 Crore)
Our Term Insurance Plan
Claim Type | What you get | Policy Status |
---|---|---|
Death claim | Base option benefits | Plan terminates |
Death due to accident (if opted for accidental death benefit cover) | Base option benefits and accidental death benefit | Plan terminates |
Terminal illness | Base option benefits | Plan terminates |
Total & permanent disability due to accident | All future premiums including premium for optional benefits are waived off | Plan continues for the remaining policy term. |
Total & permanent disability due to accident | Sum assured under critical illness is paid and corresponding future premium ceases. | Plan continues for the remaining policy term and customer continues to pay reduced premium. |
NOTE: Benefits are paid provided the policy is in force
Term Insurance Plans and what you need to know before buying
Research shows that Online term plans, on an average, are approximately 30% – 40% cheaper than offline term policies bought from an agent or through a broker. This is probably because of zero involvement of intermediaries in the process.
Disclaimers:
Benefits are paid provided all the premiums are paid and the policy is in force.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN – SLIC/Elec/Jan 2021/65