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SHRIRAM LIFE SARAL JEEVAN BIMA

This Policy will cover death due to accident only during the waiting period of 45 days from the date of commencement of risk

Life is full of uncertainties and we must hedge ourselves against them. We have to look after our families and ensure they are taken care of even in our absence. Shriram Life Saral Jeevan Bima (UIN 128N091V01) is just the plan you have been looking for! This life insurance plan is simple and straightforward and provides your family with financial stability in your absence. Choose from a wide range of policy terms, premium payments terms and modes to suit your needs. This plan also gives you the option to opt for our Accident Benefit Rider.

KEY FEATURES

  • Wide range of Policy Terms – 5 to 40 years.
  • Multiple Premium Payment options – Regular, Limited, Single.
  • Choice to enhance protection with optional rider.

*KEY BENEFITS

 

Death Benefit#

Death during waiting period

On death of the Life Assured during the waiting Period and provided the Policy is in force, the Death Benefit amount payable to the nominee or beneficiary as a lump sum is equal to:

  1. “Death Sum Assured” in case of death of the life assured due to accident
  2. 100% of total Premiums paid excluding taxes, if any in case of death of the life assured due to other than an accident.

Death after waiting period

On death of the Life Assured after the expiry of waiting period but before the stipulated date of maturity and provided the Policy is in force, the Death Benefit amount equal to “Death Sum Assured” is payable to the nominee or beneficiary as a lump sum.

Waiting Period

Waiting period is a period of first 45 days from the date of acceptance of risk. The policy will cover deaths due to accidents only during the waiting period. For death due to other than accident during the waiting period, 100% of premiums received excluding taxes will be paid. In case of revival, the waiting period is not applicable.

#Eligibility

ENTRY AGE

Minimum

18 Years

Maximum

65 Years

(Age last birthday)

MATURITY AGE

Maximum

70 Years

(Age last birthday)

SUM ASSURED

Minimum

₹ 50,000

Maximum*

₹ 25,00,000

(Sum assured will be in multiples of Rs. 50,000.)

POLICY TERM

Minimum

5Years

Maximum*

40Years

(Sum assured will be in multiples of Rs. 50,000.)

PAYMENT TERM(Yrs)

Regular

Limited – 5,10Years

Single

PREMIUM PAYMENT MODE

  • Yearly
  • Half Yearly
  • Quarterly
  • Monthly

RIDERS (Add Ons)

You can opt any of the following Riders by paying additional premium.

 

Accident Benefit Rider (UIN 128B001V03)

In case of death or total and permanent disability due to accident during the rider term, we will pay 100% of the rider sum assured. Also, if the life assured becomes totally and permanently disabled in an accident, we will waive off all the future premiums under the policy. The benefit under this rider is applicable only once during the rider term.

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Disclaimers:

#provided all the premiums are paid and the policy is in force.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN – SLIC/Elec/Feb 2021/114