SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
We share memorable moments with our family and our loved ones. We work hard to ensure that we provide prosperity to our family members. While we enjoy and cherish those moments we also need to ensure that we have secured our family towards unfortunate events of life. To meet such needs Shriram Life presents Smart Protection Plan SP (UIN: 128N090V02), a single premium term plan, so that you can sit back and relax without worrying about regular payments.It provides life cover along with optional Accidental Cover or Critical Illness Cover.
This options shall be chosen at the time of proposal only and cannot be changed during the policy term. The premium rates under the three options will vary based on the type of option chosen.
T & C apply
In case of death of the life assured within the policy term
No Critical illness benefit shall be paid during the waiting period
The future premiums after the incidence of the covered critical illness shall be waived.
*Diamond option is not applicable for POS
# For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale, T&C apply
There is no maturity benefit under this plan
Waiting Period
Waiting period (applicable for CI benefit only) is a period of first 90 days from the date of acceptance of risk. During this period the CI benefit is not payable.
The plan pays Critical Illness benefit in the event of the life assured being first diagnosed with any of the covered critical illnesses any time after waiting period.
Minimum
18 Years
Maximum
65 Years
59 Years
for POS Policies
(Age last birthday)
Maximum
75 Years
65 Years for POS Policies
(Age last birthday)
Minimum
6 Years
Maximum
10 Years
Single
₹ 6,000
Minimum
₹ 3, 00,000(for ages 40 years and below)
₹ 1, 00,000 (for ages above 40 years)
Maximum
₹ 14Lakhs
Disclaimers:
# Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest on the Life Assured on attainment of age 18 years.
All ages mentioned above are age last birthday.
The minimum premium amounts are exclusive of taxes and levies as applicable.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN – SLIC/Elec/Dec 2020/42