SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
In this policy, the investment risk in the investment portfolio is borne by the policyholder.
The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.
Shriram Life Pension Plus (UIN: 128L065V03) helps you to meet your retirement goals by building a large corpus on vesting for investment to enable the policyholder to have a steady regular income for life by purchasing an immediate annuity plus. The plan offers four types of funds to choose for investing premiums under this plan.
We all want to retire in a position where we are assured of financial security and peace of mind. This is very much possible if we plan ahead for retirement by 20-30 years into our working life. One of the ways to plan for retirement is with a unit-linked pension plan.
Unit-linked retirement plan or Pension ULIPs are market-linked pension products offered by life insurance companies. They are suitable for individuals looking for a long-term retirement plan that doubles up as an investment.
Shriram Life Insurance offers Shriram Life Pension plus V03 plan. In this policy, you can enjoy the opportunity to get potentially better returns and grow your money by investing in a mix of equity and debt. This combination helps you beat inflation while protecting your investments.
On survival of the policyholder up to the end of the policy term,
Higher of
Where Assured vesting benefit is defined as 101% of total premiums paid.
On date of Vesting, the policyholder can utilise the proceeds to buy a suitable retirement solution for himself. To know more about the options available, refer to Product Brochure.
In case of death of policyholder during the policy term, higher of:
will be paid to nominee and policy will be terminated.
Total fund value is defined as the sum of base premium fund value plus top-up fund value.
Base premium fund value is the value of the fund built from the base premiums.
Top-up premium fund value is the value of the fund built from the top-up premiums.
Assured death benefit is defined as 105% of the total premiums paid.
Total premiums paid are the total of base premiums paid and the top-up premiums paid.
Minimum
20 Years
Maximum
65 Years
(Age last birthday)
40 to 80 Years
(Age last birthday)
Limited
Term
10
15 to 19
20 to 35
PPT
6
6/10
6/10/15
Regular – same as policy term
Single – Single
₹ 1 Lakh / ₹ 48,000* / ₹ 25,000*
Single / Limited / Regular
*Limited & Regular Premiums are yearly as stated and ₹ 4000 monthly for both
No limit, subject to Board approved underwriting policy
10, 15 to 35 years
No riders available.
Disclaimers:
Unit Linked life insurance products are different from traditional life insurance products and are subject to the market risk factors.
The premium paid in Unit Linked life insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his / her decisions.
Shriram Life is only the name of the Life insurance company and Shriram Life Growth Plus is only the name of the unit linked insurance contract and does not in any way indicate the quality of the plan, its future prospects or returns.
Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects or returns.
The past performance of the fund options is not indicative of future performance of these funds.
#Provided all the premiums are paid and the policy is in force.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN – SLIC/Content/Dec 2020/47
