Shriram Life Assured Savings Plan Your Savings Plan for a Stress-Free Future
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Premium Components of Shriram Life Assured Savings Plan
The insurance company charges a premium for the risk of assuring the life of the policyholder. The premium is different for each policy depending on its components.
Sum Assured
The premium is based on the sum assured. The higher the sum assured, the higher will be the premium
Death Benefit and Maturity Benefit
The policy provides a death benefit. That means it covers your life. Similarly, whenever there is a maturity benefit, the premium comprises a charge for that benefit
Risk Covered
It depends on the risk attached to each policy holder's life. If there is more risk due to age or the type of activity one is involved in, the premium charged will be higher
Riders
If you select riders, an additional premium is to be paid for that. Because the riders provide enhanced cover. It will depend on the type of rider you select.