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Grameena Suraksha Plan
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Shriram Grameena Suraksha Plan Premium Components

The Shriram Life Grameena Suraksha Plan has two premium components that are beneficial to you. It also does not have riders available to purchase.

Life Protection

Life Protection

The Shriram Life Grameena Suraksha Plan protects the life of the policy holder. The nominee will receive the death sum assured upon the demise of the policy holder. This death sum assured will be equal to the sum assured you select while applying for this Suraksha insurance policy from Shriram Life Insurance.

Return of Premiums

Return of Premiums

Under maturity benefits for this policy, there are two options available:

  • Pure Term Assurance: In pure term assurance, life coverage will be applicable till the end of the policy tenure and then the coverage will expire.
  • Return of Premiums: In this option, the policy holder is eligible for life coverage till the end of the policy tenure. If the policy holder survives until the end of the tenure, they will get the sum of the premiums paid after taxes have been deducted.
Extended Life Coverage

Extended Life Coverage

This coverage will give you extended life protection for a period of 10 to 15 years at a low annualised premium cost. The affordability of these premium payments can help people from all economic classes gain access to life insurance products and protect their families financially. 

Tax Benefits

Tax Benefits

The premium payments you make under the Shriram Life Grameena Suraksha Plan may be eligible for tax exemptions under Indian laws.

Disclaimer

For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale.  

*Tax Benefits:  
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.  
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128  
CIN No : U66010TG2005PLC045616 of the Company

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

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