SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
We have variety of products for NRI (Non Resident Indians) & PIO (Person of Indian Origin) Customers. Our products are designed considering the needs at various life stages.
We have furnished below the important features & guidelines applicable for NRIs & PIOs.
NRI is an Indian Citizen living temporarily in another country of his/her present residence and needs to have valid passport issued by Indian government
Person holding green card is a person of Indian Origin and cannot be classified as NRI. For this category below mentioned proofs need to be provided
Cover can be granted to both NRI and PIO basis below mentioned
No Term Plans or Critical Illness Riders would be granted to NRI/PIO. All other plans and riders can be granted
All policy transactions needs to be done in Indian Rupees (RS) only. Insured needs to have an Indian bank account and Indian address.
NRIs can be allowed cover during their visit to India where all the formalities needs to be completed. NRI can also take insurance cover when he/she is residing in other country provided the country is acceptable as per then prevailing conditions, as specified by Underwriting team.
Life to be assured (LA) should provide proof of employment to get insurance cover.
Profiles like carpenters, plumbers, daily wage earning, house maids, construction workers, laborers, people with irregular income, etc cannot be offered cover.
Documents required for NRI/PIO (along with Proposal form)
Minimum and Maximum Sum Assured for mail order business is 2 Lakhs and 50 Lakhs
For proposals signed outside India (Mail order business), witness is mandatory as mentioned below;
Proposal form has to be completely filled in Insured’s handwriting and needs to be witnessed after verification of the proposer. Below mentioned can witness the proposal form:
Documents required for Mail Order Business
PIO/NRI Minor lives cannot be insured through mail order business. Instead, Parents can be offered cover. In case grandparents want to provide as gift then the amount has to be transferred into NRO account of Insured and the minor can be made a nominee of the policy.
For all your queries and clarifications, we are available at the below mentioned contact details
Toll free No: 1800 103 6116
Contact No. +91 40 23009400
Email ids: onlinesupport@shriramlife.in; customercare@shriramlife.in