How to Write a Cheque

Want to know how to write a cheque the right way? This short guide shows you the fields to fill, a quick checklist, and a real example.

Why writing it properly matters

A cheque is a personal instruction to your bank to pay money to someone. If you fill it wrong, it may get delayed or rejected. So let’s keep it simple and correct.

Quick checklist – fill these fields

• Date (top right, format DD/MM/YYYY)
• Payee name (who gets the money)
• Amount in numbers (in the box)
• Amount in words (on the line)
• Your signature (bottom right)

Real-life example

Suppose Sara owes ₹ 4,500 to her friend Ravi. She writes:
Date: 24/11/2025
Pay to the order of: “Ravi Kumar”
Amount in numbers: “₹ 4,500/-”
Amount in words: “Rupees Four Thousand Five Hundred Only”
Signature: Sara’s usual bank signature
Here she also draws a line after the words so no one can add extra words. Quick tip: fill from left side so no blanks.

Mistakes to avoid

Be careful with spelling of payee name, make sure number matches words, don’t leave blank spaces. If you make a mistake, cancel the cheque and use a fresh one.

When might you use a post-dated cheque?

If you want payment later, you can write the date ahead (post-dated). That means the cheque can’t be cashed until that date. Just note that bank may hold it.