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Shriram Life Arogya Saathi Rider

What is Shriram Life Arogya Saathi Rider?

A non-linked non-participating health individual pure risk premium rider 
128B034V01 
As life evolves, so should your protection against uncertainties. The Shriram Life Arogya Saathi Rider empowers you with access to essential outpatient and preventive health benefits that safeguard your well-being every step of the way. Designed to complement your life insurance plan, this rider provides affordable, cashless healthcare services and preventive wellness solutions, helping you stay healthy, live better, and enjoy peace of mind.

Features and Benefits of Shriram Life Arogya Saathi Rider

Key Features

  • Annual health check-up covering 33 parameters.
  • GP# teleconsultations through trusted medical professionals.
  • Multi-purpose cashless benefit of up to Rs.2,000 usable across consultations and lab services.

#GP means General Physician

Benefits Under the Rider

Details/Plan OptionsOption 1Option 2Option 3
Member Details1 or 2 adults1 or 2 adults1 or 2 adults
Duration1 Year1 Year1 Year
Annual Health Check-up (AHC)1 AHC (33 Parameters) 
(Full body Checkup) 
+ 1 Follow-up 
GP Tele-consultation
1 AHC (33 Parameters) 
(Full body Checkup) 
+ 1 Follow-up 
GP Tele-consultation
1 AHC (33 Parameters) 
(Full body Checkup) 
+ 1 Follow-up 
GP Tele-consultation
No. of Additional GP Tele-consultations1 Independent 
GP Tele-consultation
--
OPD* Health BenefitsMulti-Purpose Cashless Benefit - ₹2000 
(Usable across GP Consultation and Lab Benefits)
Multi-Purpose Cashless Benefit - ₹750 
(Usable across GP Consultation and Lab Benefits)
-
OPD Health Benefit Limits₹500 per claim 
(1 claim per month per category)
₹250 per claim 
(1 claim per month per category)
-
Premium₹ 650₹ 350₹ 250

Eligibility and Documents Required for Shriram Life Arogya Saathi Rider

Eligibility Criteria

Limits

Age at Entry

Minimum: 18 years (age last birthday)  
Maximum: 80 years (age last birthday)

Maximum Age at Maturity

Minimum: 19 years (age last birthday)  
Maximum: 81 years (age last birthday)

Policy Term

1 year

Premium Paying Term

Single Pay

Download Documents for Arogya Saathi Rider

The Arogya Saathi Rider documents are available online on the website of Shriram Life Insurance at www.shriramlife.com. You can easily download these documents for your use without having to visit the branch of the company. To download, go to the rider page on the website and find the prospectus and endorsement links. Click the links and download the relevant documents for reference. 

Disclaimer

For more details on risk factors, terms, and conditions please read the sales prospectus carefully before concluding a sale.  

*Tax Benefits:  
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.  
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128  
CIN No : U66010TG2005PLC045616 of the Company
ARN-SLIC/ELEC/Dec 2025/1694

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

  • IRDAI or its officials do not engage in activities such as selling insurance policies or financial Products, announcing bonuses, or investment of premiums. Members of the public who receive such calls are advised to lodge a police complaint.

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