Starting from
₹3,000
per month
పొదుపు పథకం for Your Better Future!
Grow your savings while securing your family's future
Guaranteed Savings Benefits
Life Insurance Protection
Tax Benefits
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Savings Plan for your Better Future
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Shriram Life Combi Solutions Plan
What is a Combi Solution?
A Combi Solution is a combination of two or more individual insurance products designed to address complementary financial needs built as a packaged offering.
One product may focus on wealth creation and long-term financial growth, while the other provides life insurance protection. Together, they offer a structured approach to financial planning helping you work towards your aspirations while creating a safety net for your family.
The underlying products in a Combi Solution remain separate insurance policies. Each policy is governed by the terms, conditions, benefits and features applicable to the respective individual product.
Key Benefits
Multiple Financial Objectives
Address wealth creation, life protection, health and security through a combination of multiple individual insurance products.
How Does a Combi Solution Work?
A Combi Solution consists of two separate insurance policies, each powered by its respective individual insurance product.
The wealth-oriented policy provides the benefits applicable to that product, while the protection-oriented policy provides the life cover and other applicable benefits under its respective terms.
The benefits of the individual policies are considered together for the purpose of presenting the Combi Solution. However, each policy continues to remain a separate contract.
Important to Know
- A Combi Solution comprises two or more individual and separate insurance products.
- The individual products may also be available for purchase separately, subject to the applicable terms and conditions.
- Each policy under a Combi Solution is governed by the terms and conditions of its respective product.
- Each policy is issued, serviced and renewed separately after issuance.
- Benefits under each policy are payable as per the terms and conditions applicable to that individual policy.
- The combination of benefits presented under a Combi Solution does not create a single insurance contract.
- Customers are advised to read and understand the detailed product brochures, policy documents, terms and conditions and applicable disclosures of the individual products before making a purchase decision.
- Eligibility, premiums, benefits, exclusions, charges, investment risks and other conditions will depend on the respective individual products forming the Combi Solution.
FAQ's
What is a Combi Solution?
A Combi Solution is a combination of two or more individual and separate insurance products designed to address complementary financial needs, such as wealth creation and life protection.
Are the products in the Combi Solution separate policies?
Yes. The products forming the Combi Solution are individual and separate insurance policies. Each policy is governed by the terms and conditions applicable to its respective product.
Can the individual products be purchased separately?
The individual products forming a Combi Solution may also be available separately. A customer is not necessarily required to purchase the combination, subject to the availability and applicable terms and conditions of the respective products.
How are the policies serviced after issuance?
Each policy under the Combi Solution continues to be serviced and renewed separately after issuance.
What happens if one of the policies is not issued?
If either policy under the Combi Solution is rejected, the other policy may be issued separately, subject to the applicable terms and conditions.
Are the benefits of policies combined into one insurance contract?
No. A Combi Solution presents the benefits of multiple individual insurance products together, but each policy remains a separate insurance contract
How are benefits determined?
Benefits, exclusions, charges, eligibility requirements and other conditions are determined by the respective individual insurance products forming the Combi Solution.
Where can I find detailed information about the products?
Customers should refer to the detailed product brochures and policy documents of the respective individual products before making a purchase decision.
Testimonials
What our customers say about us
Abha
Rasiya
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