SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein

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https://cops.shriramlife.me/quoteredirect
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Contact our helpdesk/helpline no:

Phone: 9121109249 |Board No: 1800-103-6116,1800-108-6116

Contact our Branch Office :

Name :Mr. S K Kurban

Mobile : +91 9778947129

Dedicated mail ID : claimsupport@shriramlife.in

Claims Intimations can also be accepted online through following options.

Website : Click here

App : ShriMithra App

WhatsApp :Chat boat: Send ‘Hi’ on WhatsApp to 91 90155-02000

SHRIRAM LIFE ASSURED INCOME PLUS


Shriram Life Assured Income Plus (UIN: 128N060V04) is a non-linked non-participating life insurance individual savings plan. This plan caters to the customers who wish to invest only for a minimum fixed duration and reap annual benefits even after maturity. The plan offers life cover of minimum 10 times the annualized premium& forage up to 50 years and 7 times the annualized premium& for ages 51 years and above.

KEY FEATURES

  • Pay premium for only 5 year
  • Life cover for 10 years
  • Assured Income for 5 years from Maturity
  • Lower Premium for High Sum Assured
  • Additional protection through Riders

KEY BENEFITS

 

Maturity Benefit#

On survival of the life assured up to the end of the policy term and provided the policy is in force, sum assured will be paid in five equal annual instalments i.e. 20% of sum assured will be paid at the end of every year after maturity.

 

Death Benefit#

In case of death of the life assured during the premium paying term, provided the policy is in force, “death sum assured” as defined in the brochure will be paid in lump sum to the nominee(s) / legal heir(s) of the Life assured and the policy will be terminated.

If the life assured dies any time after completion of policy term but before the commencement of instalments, the instalments will be paid to the nominee(s) or beneficiary (ies). There is no lump sum option.

Eligibility

ENTRY AGE

Minimum

8^ Years ^

Maximum

65 Years

(Age last birthday)

POS & CPSC-SPV Maximum: 55 Years

(Age last birthday)

MATURITY AGE

Minimum

18^ Years ^

Maximum

75 Years

(Age last birthday)

POS & CPSC-SPV Maximum: 65 Years

(Age last birthday)

SUM ASSURED

Minimum

₹ 1.5 Lakhs for ages upto 50 years

₹ 3 Lakhs for ages 51 years and above

Maximum

No Limit, Subject to Board approved writing policy.

POS & CPSC-SPV Maximum: Subject to Maximum Death Sum assured (Rs.25,00,000)

ANNUAL PREMIUM

ANNUAL PREMIUM

Minimum (₹)

₹ 18,290

Maximum(₹)

No Limit, subject to Board approved writing policy.

POS & CPSC-SPV Maximum:Subject to Maximum Death Sum assured (Rs.25,00,000)

POLICY TERM

10Years

PREMIUM PAYMENT TERM

5Years

PREMIUM PAYMENT MODE

  • Yearly
  • Half Yearly
  • Quarterly
  • Monthly

CALCULATOR

Click this link to calculate you premium.

RIDERS (Add Ons)

You can opt any of the following Riders by paying additional premium.

Accident Benefit Rider (UIN 128B001V03)

In case of death or total and permanent disability due to accident during the rider term, we will pay 100% of the rider sum assured. Also, if the life assured becomes totally and permanently disabled in an accident, we will waive off all the future premiums under the policy. The benefit under this rider is applicable only once during the rider term.

Family Income Benefit Rider (UIN 128B002V03)

In the event of accidental death or if the life assured becomes totally and permanently disabled due to an accident within the rider term, 1% of rider sum assured is payable every month immediately from the end of month of accident for a guaranteed period of 10 years or till the end of the rider term whichever is higher.

Shriram Extra Insurance Cover Rider (UIN 128B009V03)

In case of unfortunate event of death of the life assured during the rider cover term, sum assured under rider will be paid to the nominee.

Shriram Life Critical Illness Plus Rider (UIN 128B016V01)

“If you are diagnosed to be suffering from any of the 24 specified Critical Illnesses, we will pay 100% of the rider Sum Assured on survival of 30 days following the date of first confirmed diagnosis. This rider also gives you an upside of increments in your rider Sum Assured through Loyalty Additions.”

Please refer the Rider Brochure for further details.

Riders are not allowed for POS and CPSC-SPV

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Disclaimers:

#Provided all the premiums are paid and the policy is in force.

^Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest in the Life Assured on attainment of age 18 years.

&Annualised premium shall be the premium payable in a year chosen by the policyholder, excluding the underwriting extra premiums, rider premiums, loadings for modal premiums, taxes and other statutory levies, if any.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN: SLIC/Elec/Dec 2021/134