SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
Shriram Life Assured Income Plus (UIN: 128N060V04) is a non-linked non-participating life insurance individual savings plan. This plan caters to the customers who wish to invest only for a minimum fixed duration and reap annual benefits even after maturity. The plan offers life cover of minimum 10 times the annualized premium& forage up to 50 years and 7 times the annualized premium& for ages 51 years and above.
On survival of the life assured up to the end of the policy term and provided the policy is in force, sum assured will be paid in five equal annual instalments i.e. 20% of sum assured will be paid at the end of every year after maturity.
In case of death of the life assured during the premium paying term, provided the policy is in force, “death sum assured” as defined in the brochure will be paid in lump sum to the nominee(s) / legal heir(s) of the Life assured and the policy will be terminated.
If the life assured dies any time after completion of policy term but before the commencement of instalments, the instalments will be paid to the nominee(s) or beneficiary (ies). There is no lump sum option.
Minimum
8^ Years ^
Maximum
65 Years
(Age last birthday)
POS & CPSC-SPV Maximum: 55 Years
(Age last birthday)
Minimum
18^ Years ^
Maximum
75 Years
(Age last birthday)
POS & CPSC-SPV Maximum: 65 Years
(Age last birthday)
Minimum
₹ 1.5 Lakhs for ages upto 50 years
₹ 3 Lakhs for ages 51 years and above
Maximum
No Limit, Subject to Board approved writing policy.
POS & CPSC-SPV Maximum: Subject to Maximum Death Sum assured (Rs.25,00,000)
ANNUAL PREMIUM
Minimum (₹)
₹ 18,290
Maximum(₹)
No Limit, subject to Board approved writing policy.
POS & CPSC-SPV Maximum:Subject to Maximum Death Sum assured (Rs.25,00,000)
10Years
5Years
Click this link to calculate you premium.
You can opt any of the following Riders by paying additional premium.
In case of death or total and permanent disability due to accident during the rider term, we will pay 100% of the rider sum assured. Also, if the life assured becomes totally and permanently disabled in an accident, we will waive off all the future premiums under the policy. The benefit under this rider is applicable only once during the rider term.
In the event of accidental death or if the life assured becomes totally and permanently disabled due to an accident within the rider term, 1% of rider sum assured is payable every month immediately from the end of month of accident for a guaranteed period of 10 years or till the end of the rider term whichever is higher.
In case of unfortunate event of death of the life assured during the rider cover term, sum assured under rider will be paid to the nominee.
“If you are diagnosed to be suffering from any of the 24 specified Critical Illnesses, we will pay 100% of the rider Sum Assured on survival of 30 days following the date of first confirmed diagnosis. This rider also gives you an upside of increments in your rider Sum Assured through Loyalty Additions.”
Please refer the Rider Brochure for further details.
Riders are not allowed for POS and CPSC-SPV
Disclaimers:
#Provided all the premiums are paid and the policy is in force.
^Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest in the Life Assured on attainment of age 18 years.
&Annualised premium shall be the premium payable in a year chosen by the policyholder, excluding the underwriting extra premiums, rider premiums, loadings for modal premiums, taxes and other statutory levies, if any.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN: SLIC/Elec/Dec 2021/134
