SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein

Know More
https://cops.shriramlife.me/quoteredirect

ABOUT THE PLAN

As parents we aspire to provide what is best for our child’s future. We work hard for our family’s well-being and to provide for our child’s aspirations. We support our children in every possible ways so that they can live a healthy and happier life.

We know that our decisions today will help in shaping future of our children. We earn and save money for difficult times and for future milestones, but have you ever imagined what will happen to your family and to your child in your absence. Have you planned for such uncertainties?

We understand your need of security and savings for your loved ones and we now present a customized solution, Shriram Life Genius Assured Benefit Plan (UIN 128N068V02). This plan ensures peace of mind by providing guaranteed financial assistance to your child and your family.

KEY FEATURES

  • Guaranteed# benefits
  • Maturity benefit that suits your child’s higher education dream
  • Comprehensive life insurance cover
  • Flexibility in receiving Education Support Benefit on maturity
  • Auto Cover
  • Additional protection through Riders

KEY BENEFITS

 

Maturity Benefit #

In case of survival of the life assured up to the end of the policy term, provided the policy is in force, the following benefits will be paid:

  1. Sum Assured plus
  2. Education Support Benefit

The Education Support Benefit shall be paid as per the option (Flat Payout/Increasing Payout) chosen by the policyholder at inception of the policy.This option cannot be changed during the policy term. There is no option to take the benefits under Education Support Benefit in lump sum.

 

Death Benefit #

In case of death of the life assured within the policy term, provided the policy is in force, “Death Sum Assured” will be paid to nominee.

The policyholder can choose any of the following options for payment of death benefit.
 

  1. Lump sum option
  2. Installment option

This option shall be chosen at the time of proposal only and cannot be changed during the policy term.

ENTRY AGE

 

18 to 45 Years

(Age last birthday)

MATURITY AGE

Maximum

63 Years

(Age last birthday)

SUM ASSURED

Minimum

₹ 2 Lakhs

Maximum*

No Limit, *

Subject to Board approved underwriting policy

ANNUAL PREMIUM

Minimum (₹)

₹ 21,732

Maximum (₹)

No Limit, *

Subject to Board approved underwriting policy

POLICY TERM

 

10 To 18Years

PREMIUM PAYMENT

 

10 Years

PREMIUM PAYMENT MODE

  • Yearly
  • Monthly
    (NACH only)

RIDERS (ADD ONS)

You can opt any of the following Riders by paying additional premium.

Accident Benefit Rider (UIN 128B001V03)

In case of death or total and permanent disability due to accident during the rider term, we will pay 100% of the rider sum assured. Also, if the life assured becomes totally and permanently disabled in an accident, we will waive off all the future premiums under the policy.

Shriram Life Critical Illness Plus Rider (UIN 128B016V01)

If you are diagnosed to be suffering from any of the 24 specified Critical Illnesses, we will pay 100% of the rider Sum Assured on survival of 30 days following the date of first confirmed diagnosis. This rider also gives you an upside of increments in your rider Sum Assured through Loyalty Additions.

DISCLAIMER

# Provided all the premiums are paid and the policy is in force.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN - SLIC/Elec/June 2021/57