Shriram Life Flexi Shield
ZAROORAT JAISI,POLICY VAISI
Premium Holiday
Increase or Decrease Sum Assured
50% Payout on Terminal Illness
Instant Claim Payout
Special Exit
Start planning your child’s future
Key Features
Premium Holiday
Defer premium for up to 12 months with Premium holiday option/ Auto shield option.
Increase or Decrease Sum Assured
You can choose to increase or Decrease your sum assured each year helping you keep pace with rising or decreasing responsibilities.
50% Payout on Terminal Illness
On diagnosis of a terminal illness, you receive 50% upfront, no future premiums, and your family remains protected.
Instant Claim Payout*
Instant claim payout on claim intimation.
Special Exit
Special exit option to receive 100% of your premiums paid under specific conditions.
Women Specific Features
Lower premiums for female lives and Women Specific critical illnesses#
Be a Part of the Shriram Life Family
Choosing the right insurer is as important as choosing the right plan. Here’s why families trust Shriram Life:
Claim Settlement Ratio
FY26 Assets Under Management
FY26 Branches Pan India
Lives Covered (Retail + Group)
Flexi Shield FAQ’s
What are different plan options available under the plan?
Shield: This is a basic term cover that provides pure life insurance protection with no survival benefit. Life Stage Shield: This option provides dynamic coverage that increases during earning years and it is reduces post-retirement age, making it ideal for evolving responsibilities. Smart Shield: This variant combines a high accidental death benefit (75% of Sum Assured) in the early years and transitions to full life cover in later years. This split gives higher protection during early working years.
What are in built benefits under the plan?
Shield: This is a basic term cover that provides pure life insurance protection with no survival benefit. Life Stage Shield: This option provides dynamic coverage that increases during earning years and it is reduces post-retirement age, making it ideal for evolving responsibilities. Smart Shield: This variant combines a high accidental death benefit (75% of Sum Assured) in the early years and transitions to full life cover in later years. This split gives higher protection during early working years.
Till what age can I get cover?
Shield: This is a basic term cover that provides pure life insurance protection with no survival benefit. Life Stage Shield: This option provides dynamic coverage that increases during earning years and it is reduces post-retirement age, making it ideal for evolving responsibilities. Smart Shield: This variant combines a high accidental death benefit (75% of Sum Assured) in the early years and transitions to full life cover in later years. This split gives higher protection during early working years.
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