Shriram Life Flexi Shield
ZAROORAT JAISI,POLICY VAISI
Premium Holiday
Increase or Decrease Sum Assured
50% Payout on Terminal Illness
Instant Claim Payout
Special Exit
Start planning your child’s future
Shriram Life Flexi Shield adapts to your journey - No Matter the life stage
Life Stage Shield
With the Life Stage Shield Option, your cover adjusts as your life changes increasing during growth years, staying steady through your prime, and stepping down as you near retirement. You also get powerful in-built benefits like premium holiday, instant claim payout, and more, ensuring your protection stays strong through every phase of life.
Smart Shield
With the Smart Shield Option, your plan gives you stronger accidental protection in the early years when risks are higher, and full life cover as you move ahead. It’s designed to keep your family secure through every stage of life. You also get powerful in-built benefits like premium holiday, instant claim payout, and more, ensuring your protection stays steady no matter what life brings.
Shield
With the Shield Option, you choose your cover and protect your family’s future with simple, flexible protection. You can personalise your plan with powerful add-ons and enjoy in-built benefits like premium holiday, instant claim payout, and more, keeping your protection strong at every stage of life.
Key Features
Premium Holiday
Defer premium for up to 12 months with Premium holiday option/ Auto shield option.
Increase or Decrease Sum Assured
You can choose to increase or Decrease your sum assured each year helping you keep pace with rising or decreasing responsibilities.
50% Payout on Terminal Illness
On diagnosis of a terminal illness, you receive 50% upfront, no future premiums, and your family remains protected.
Instant Claim Payout*
Instant claim payout on claim intimation.
Special Exit
Special exit option to receive 100% of your premiums paid under specific conditions.
Women Specific Features
Lower premiums for female lives and Women Specific critical illnesses#
Be a Part of the Shriram Life Family
Choosing the right insurer is as important as choosing the right plan. Here’s why families trust Shriram Life:
Claim Settlement Ratio
Assets Under Management
Branches Pan India
Lives Covered (Retail + Group)
Flexi Shield FAQ’s
What are different plan options available under the plan?
Shield: This is a basic term cover that provides pure life insurance protection with no survival benefit. Life Stage Shield: This option provides dynamic coverage that increases during earning years and it is reduces post-retirement age, making it ideal for evolving responsibilities. Smart Shield: This variant combines a high accidental death benefit (75% of Sum Assured) in the early years and transitions to full life cover in later years. This split gives higher protection during early working years.
What are in built benefits under the plan?
Shield: This is a basic term cover that provides pure life insurance protection with no survival benefit. Life Stage Shield: This option provides dynamic coverage that increases during earning years and it is reduces post-retirement age, making it ideal for evolving responsibilities. Smart Shield: This variant combines a high accidental death benefit (75% of Sum Assured) in the early years and transitions to full life cover in later years. This split gives higher protection during early working years.
Till what age can I get cover?
Shield: This is a basic term cover that provides pure life insurance protection with no survival benefit. Life Stage Shield: This option provides dynamic coverage that increases during earning years and it is reduces post-retirement age, making it ideal for evolving responsibilities. Smart Shield: This variant combines a high accidental death benefit (75% of Sum Assured) in the early years and transitions to full life cover in later years. This split gives higher protection during early working years.
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