Retirement Plan

Retirement Plan for your Better Future!

Buy Shriram Life Retirement Plans at Monthly Premium as Low as ₹1,000

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Coverages Under Shriram Life Retirement Plans

Assured Benefits

Shriram Life Retirement Plans provide assured benefits. This will be in the form of regular payouts during the survival period, maturity benefits after the policy’s end date, or annuities. Every Shriram Life Retirement Plan provides a sum assured in such cases.

Other Coverages

Life Coverage

Life coverage is available under most Shriram Life Retirement Plans. In case the policy holder meets with untimely demise during the tenure, their nominee will be eligible to receive the death benefit.  

Cash Bonus

Certain Shriram Life Retirement Plans provide cash bonuses as lump sum payouts after the policy’s tenure or annual earnings during the policy. This cash bonus will be a minimum of 3.5% of the sum assured amount per annum.

Single Life and Joint Life Annuity

Shriram Life Retirement Plans provide an annuity during your retirement period and also help your partner receive the same. Single Life provides an annuity for the policyholder and returns the purchase price after their demise. For joint life, the second survivor can receive the annuity regardless of who passes away first.  

Extended Life Coverage

With an additional premium, the policyholder can extend the life coverage from the end of the policy tenure to 80 years of age. 

Loyalty Additions

If your policy is in force and the premium payments are made regularly, you will be eligible to receive loyalty additions from the insurance provider. These additional payouts can maximise the returns you receive and increase the fund value. 

Rider Benefits

There are four rider benefits available with Shriram Life Retirement Plans for enhanced protection. They are as follows:


For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale.  

*Tax Benefits:  
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.  
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128  
CIN No : U66010TG2005PLC045616 of the Company

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