Grow Your Wealth While Building Your Career
Smart ULIP plans designed to multiply your savings into substantial wealth
Build Long-Term Wealth with Market-Linked Growth
Why Start Wealth Building as a Young Professional?
As a young professional starting your career journey, your first pay cheques represent the foundation of lifelong financial freedom. With rising costs for big life goals like buying a home, starting a family, or achieving early retirement, wealth creation plans through ULIPs harness market growth and compounding to build substantial corpus over decades. These plans offer the dual advantage of investment returns plus life protection, giving you confidence to focus on career acceleration without financial worries.
- Creates exponential growth through early compounding and market-linked returns
- Shields your future goals from inflation while balancing risk and reward
- Provides life cover alongside wealth accumulation for complete financial security
Top Wealth Creation Plans for Young Professionals
4 plans found | View:
Shriram Life Wealth Pro
Designed to help single women build long-term wealth while maintaining financial independence and planning for personal goals.
- Structured savings for steady wealth accumulation.
- Flexible premium options to suit career growth and lifestyle changes.
- Life cover to provide financial security and peace of mind.
Shriram Life Growth Plus
A long-term wealth-building plan for business owners, offering disciplined savings, flexible payouts, and protection for key life and business milestones.
- Regular wealth accumulation tailored to business income
- Goal-aligned benefit payouts
- Flexibility to adapt as business grows
Shriram Life Fortune Builder
Helps single women build financial independence through systematic wealth accumulation and life protection.
- Focused on steady, long-term wealth creation
- Premium flexibility for career transitions or lifestyle changes
- Life cover to protect personal and financial goal
Shriram Life Golden Jubilee Plan
Long-term financial security and wealth creation plan for self-employed individuals, combining life cover with structured growth for personal and professional milestones.
- Focused on consistent wealth growth for business owners
- Structured premium payments supporting long-term planning
- Life protection integrated with financial goal planning
Why Choose Shriram Life?
Every decision counts and choosing a dependable life insurance provider becomes even more important. At Shriram Life, we understand the needs of Indian families and offers support that feels personal, accessible, and reassuring.
Years of Building Prosperity
Lives Covered (Retail + Group)
Branches Pan India
Claim Settlement Ratio
Why Choose Shriram Life?
Every decision counts and choosing a dependable life insurance provider becomes even more important. At Shriram Life, we understand the needs of Indian families and offers support that feels personal, accessible, and reassuring.
FAQs
What is a ULIP-based wealth creation plan?
ULIP wealth creation plans invest premiums in market-linked funds (conservative debt/hybrid for retirees) while providing life cover against longevity risks, helping preserve and grow retirement corpus. Ideal for those near/in retirement, plans like Shriram Life Pension Plus and Golden Jubilee Plan offer steady growth, flexible withdrawals, and legacy protection in one policy.
Who is eligible for ULIP wealth creation plans?
- Age range: Typically 30-65 years entry (plan-specific), with extended maturity up to 85–100 years for lifelong coverage.
- Income proof: Retirement corpus proof/PF statements; pension documents or bank statements showing regular inflows.
- Health requirements: Medical tests usually required; pre-existing conditions disclosed for accurate mortality charges.
- Residency: Indian residents/senior citizens; NRIs with valid KYC eligible for most plans.
Which age is best to buy a ULIP for wealth creation?
Early 20s to mid-30s is optimal as it provides 20-30+ years for market cycles, equity allocation, and compounding to maximize returns. Younger age means lower mortality charges for life cover and ability to recover from market dips, making plans like Shriram Life Growth Plus highly effective for career starters building wealth steadily.
How much should I invest in a ULIP wealth plan?
Invest 10–20% of annual take-home pay, balancing with other goals, roughly ₹5,000–₹15,000/month for ₹8-12 lakh earners. Example: ₹10,000/month at 10-12% assumed returns over 25 years could grow to ₹1.2-1.5 crore corpus, adjustable via ULIP calculators factoring your risk appetite and fund choices.
Can I get money back or withdraw from my ULIP before maturity?
Mandatory 5-year lock-in; post-lock-in partial withdrawals (20% fund value/year) available for children's education fees, medical emergencies, or wedding expenses. Systematic withdrawal option ideal for matching family milestones without disrupting long-term growth.
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