SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
Shriram Guaranteed Return Plan (UIN: 128N049V01) is a one-time investment and insurance plan where you pay premium only once and get the dual benefit of life cover and a guaranteed return on maturity. This is an ideal plan to maximize the returns based on your lump sum cash surplus.
In case of survival of the life assured up to the end of the policy term, guaranteed maturity benefit as defined below will be paid.
Guaranteed maturity benefit = maturity benefit factor multiplied by single premium.
In case of death of the life assured during the policy term, Sum assured on death as defined below will be paid to the nominee or beneficiary.
Sum assured on death is defined as Maximum of:
(a) 125% of single premium if age is less than 45 years
(b) 110% of single premium if age is 45 years and above Guaranteed Maturity Benefit payable on Muturity.
Minimum
8 Years ^
Maximum
65 Years
(Age last birthday)
Minimum
18 Years
Maximum
71 Years
(Age last birthday)
Minimum
5/6/10Years
Single
Minimum
Rs.25,000
Maximum
No Limit*
*subject to underwriting considerations as per Board approved underwriting policy
Amount
Rs.30,750
Rs.32,000
Rs. 39,000
Amount
5 Yrs
6Yrs
10 Yrs
Click this link to calculate you premium.
Provides assistance to Life Assured, in the event of permanent / total disability due to an accident.
Provides additional protection to the family for a nominal premium.
Provides a benefit to help cover medical and rehabilitation costs associated with critical ailments.
Disclaimers: