SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein

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https://cops.shriramlife.me/quoteredirect

THIS PLAN IS CLOSED FOR SALE (SERVICED BY CUSTOMER SERVICE)

Shriram Guaranteed Return Plan (UIN: 128N049V01) is a one-time investment and insurance plan where you pay premium only once and get the dual benefit of life cover and a guaranteed return on maturity. This is an ideal plan to maximize the returns based on your lump sum cash surplus.

KEY FEATURES

  • Tax benefits as per tax laws.
  • No commitment of paying premiums regularly.
  • Guaranteed maturity benefit and life insurance cover.

KEY BENEFITS

 

Maturity Benefit#

In case of survival of the life assured up to the end of the policy term, guaranteed maturity benefit as defined below will be paid.

 

Guaranteed maturity benefit = maturity benefit factor multiplied by single premium.

 

Death Benefit#

In case of death of the life assured during the policy term, Sum assured on death as defined below will be paid to the nominee or beneficiary.

Sum assured on death is defined as Maximum of:

  • (a) 125% of single premium if age is less than 45 years

    (b) 110% of single premium if age is 45 years and above Guaranteed Maturity Benefit payable on Muturity.

  • Guaranteed Maturity Benefit payable on Maturity.

Eligibility

ENTRY AGE

Minimum

8 Years ^

Maximum

65 Years

(Age last birthday)

MATURITY AGE

Minimum

18 Years

Maximum

71 Years

(Age last birthday)

POLICY TERM

5/6/10Years

Premium Paying Term

Single

Premium

Minimum

Rs.25,000

Maximum

No Limit*

*subject to underwriting considerations as per Board approved underwriting policy

MINIMUM SUM ASSURED

Amount

Rs.30,750

Rs.32,000

Rs. 39,000

Amount

5 Yrs

6Yrs

10 Yrs

CALCULATOR

Click this link to calculate you premium.

RIDERS (Add Ons)

Accident Benefit Rider

Provides assistance to Life Assured, in the event of permanent / total disability due to an accident.

Family Income Benefit

Provides additional protection to the family for a nominal premium.

Critical Illness Cover

Provides a benefit to help cover medical and rehabilitation costs associated with critical ailments.

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Disclaimers:

  • For more details on the risk factors, terms and conditions please read the sales brochure and/or sample policy document on our website carefully and/or consult our advisor.
  • Tax benefits are subject to change as per tax laws. Please consult your tax consultant on tax benefits.