SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
Shriram Online Guaranteed Wealth Preserver (UIN: 128N055V01) is a one-time investment and insurance plan where you pay premium only once and get the dual benefit of life cover and a guaranteed return on maturity. This is an ideal plan to maximize the returns based on your lump sum cash surplus.
In case of survival of the life assured up to the end of the policy term, guaranteed maturity benefit as defined below will be paid.
The maturity benefit factors expressed as a percentage of single premium (excluding extra premium, rider premium and taxes) depend on the age, premium policy term. Taxes include service tax and education cess.
In case of death of the life assured during the policy term, Sum assured on death as defined below will be paid to the nominee or beneficiary.
“Death sum assured” is defined as highest of:
where Sum assured = absolute amount assured to be paid on death which is 10 times the single premium.
Maturity sum assured = minimum guaranteed sum assured payable on maturity which is equal to Guaranteed maturity benefit factor multiplied by single premium.
In case of death of the life assured during the policy term. “Death sum assured” will be paid to the nominee or beneficiary.
Minimum
3 Years ^
Maximum
40 Years
(Age last birthday)
Minimum
18 Years
Maximum
55 Years
(Age last birthday)
Minimum
5/10/15Years
Single
Minimum
Rs.2.5 Lakhs
Maximum
No Limit*
*subject to underwriting considerations as per Board approved underwriting policy
Rs.25,000
Premiums will be in multiples of Rs.1000/-. Premiums are exclusive of service tax and education cess.
Click this link to calculate you premium.
Provides assistance to Life Assured, in the event of permanent / total disability due to an accident.
Provides additional protection to the family for a nominal premium.
Provides a benefit to help cover medical and rehabilitation costs associated with critical ailments.
Disclaimers: