SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
Retirement is neither an age nor a phase. Retirement is a decision to bid farewell to the task of working for a regular income over Years. Post- Retirement the work stops, but the income should not. During this time, you want to be empowered to do all that you dreams, pursue hobbies, spending time with friends and family, pilgrimage etc.
We at Shriram understand your needs the best, Hence Presenting you Shriram Life Immediate annuity plus a non- linked and non-participating single premium immediate annuity individual single Premium plan for individuals which offers you a comprehensive range of annuity options along with flexibilities, providing you an opportunity to always maintain your living standards..
Option 1:Annuity payable for life
Option 2:Annuity payable for life and return of purchase price on his/her death or terminal illness
Option 3:Annuity payable for life with annual simple increase of 3%
Option 4:Annuity payable for life with annual compound increase of 3%
Option 5 :Annuity payable for minimum guaranteed period of 5/10/15/20 years and for life thereafter
Option 6 :Annuity payable for life with a provision of 50% of annuity to the survivor on death of the primary annuitant
Annuity Options available for NPS subscribers
Family Income option (Default Annuity Scheme)
Option 7:Annuity payable for life with a provision of 100% of annuity to the survivor on death of the primary annuitant
Option 8:Annuity payable for life with a provision of 50% of annuity to the survivor on death of the primary annuitant and return of purchase price on death or terminal illness of the last survivor
Option 9:Annuity payable for life with a provision of 100% of annuity to the survivor on death of the primary annuitant and return of purchase price on death or terminal illness of the last survivor
There is no maturity benefit under the plan.
Options (i.e. options 2, 8 and 9) where the benefit of return of purchase paid is payable are eligible for surrender value from first policy year onwards. The policy acquires surrender value immediately on payment of purchase price. The surrender value payable under the policy is as below:
Year 1 to 3: 85% of purchase priceTax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
Minimum
0Yrs
18 Years(age last birthday)for joint life options
Maximum
85 Yrs
(As on last birthday)
Whole Life
Minimum: Minimum annuity per annum for all the options is RS 12000.
Under all the options the monthly annuity shall be Rs. 1000 per month In case the proceeds of the Company’s Deferred Pension policy are not sufficient to purchase minimum annuity as stipulated by the Authority from time to time, the proceeds of the policy shall be paid as lump sum.
Maximum:No limit, Subject to board approved underwriting policys.
Minimum
₹ 2 Lakhs
Maximum
No limit, Subject to
No maximum exit age. Policy will terminate upon death of annuitant
Single
No riders available.
*For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN : SLIC/Elec/Dec 2021/166
