SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein

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Contact our helpdesk/helpline no:

Phone: 9121109249 |Board No: 1800-103-6116,1800-108-6116

Contact our Branch Office :

Name :Mr. S K Kurban

Mobile : +91 9778947129

Dedicated mail ID : claimsupport@shriramlife.in

Claims Intimations can also be accepted online through following options.

Website : Click here

App : ShriMithra App

WhatsApp :Chat boat: Send ‘Hi’ on WhatsApp to 91 90155-02000

SHRIRAM LIFE SMART PROTECTION PLAN SP(DISCONTINUED / WITHDRAWN PLAN)

We share memorable moments with our family and our loved ones. We work hard to ensure that we provide prosperity to our family members. While we enjoy and cherish those moments we also need to ensure that we have secured our family towards unfortunate events of life. To meet such needs Shriram Life presents Smart Protection Plan SP (UIN: 128N090V01), a single premium term plan, so that you can sit back and relax without worrying about regular payments.It provides life cover along with optional Accidental Cover or Critical Illness Cover.

KEY FEATURES

  • Single premium – Pay once and avail life insurance for the entire policy term
  • Option to avail enhanced protection
  • Minimum policy term – 6 years

*KEY BENEFITS

 

Death Benefit#

In case of death of the life assured within the policy term

  • Silver Option : “Death Sum Assured” is paid to the nominee and the policy terminates
  • Gold Option : “Death Sum Assured” is paid to the nominee and the policy terminates.
    In case of Accidental death, an additional benefit equal to death sum assured is paid to the nominee & the policy terminates.
  • *Diamond Option :
    • If death occurs first : “Death Sum Assured” is paid to the nominee and the policy terminates.
    • If Critical Illness occurs first : On first diagnosis of any of the covered critical illnesses, a critical illness benefit of 25% of Sum Assured is paid and the policy continues for life cover only till the end of the policy term. On death of the life assured during the rest of the policy term “Death Sum Assured” less the critical illness benefit already paid will be paid and the policy terminates.

  • No Critical illness benefit shall be paid during the waiting period

 

Maturity Benefit

There is no maturity benefit under this plan

 

Waiting Period

Waiting period (applicable for CI benefit only) is a period of first 90 days from the date of acceptance of risk. During this period the CI benefit is not payable.

 

The plan pays Critical Illness benefit in the event of the life assured being first diagnosed with any of the covered critical illnesses any time after waiting period.

Eligibility

ENTRY AGE

Minimum

18years

Maximum

65 Years

(Age last birthday)

MATURITY AGE

Maximum

75 Years

(Age last birthday)

POLICY TERM

Minimum

6 Years

Maximum

10 Years

PREMIUM PAYING TERM

Single

MINIMUM PREMIUM

₹ 6,000

PLAN OPTIONS

Minimum

₹ 3, 00,000 (for ages 40 years and below)

₹ 1, 00,000 (for ages above 40 years)

Maximum

₹ 14 Lakhs

Subject to Board approved underwriting policy.(Sum assured shall be in multiples of ₹ 1 lakh only)

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Disclaimers:

  • For more details on the risk factors, terms and conditions please read the sales brochure and/or sample policy document on our website carefully and/or consult our advisor.
  • Tax benefits are subject to change as per tax laws. Please consult your tax consultant on tax benefits.