How​‍​‌‍​‍‌​‍​‌‍​‍‌​‍​‌‍​‍‌​‍​‌‍​‍‌ to Apply Atal Pension Yojana Online

Informal Sector India is made up of a total of 1.2 crore workers, among which Atal Pension Yojana (APY) has been a revolutionary step. APY offers a monthly pension ranging from ₹1,000 to ₹5,000 after ​‍​‌‍​‍‌​‍​‌‍​‍‌retirement. The scheme provides a monthly pension of ₹1,000 to ₹5,000 after retirement.

Do you want to take an online application in 2025? Just following this guide you can register very quickly and safely.

What is Atal Pension Yojana?

Atal Pension Yojana provides you a regular monthly pension which is a financially guaranteed one after retirement. The contributions are deducted from your bank account through ECS and you get tax benefits under section ​‍​‌‍​‍‌​‍​‌‍​‍‌​‍​‌‍​‍‌​‍​‌‍​‍‌80CCD(1B).

Eligibility Criteria

• Be an Indian citizen and between 18 and 40 years of age.
• Have a savings bank account that is linked to Aadhaar.
• Agree to a minimum contribution period of 20 years.
• How to Get Atal Pension Yojana Online Step-by-Step Guide

Step-by-Step Guide to Apply for Atal Pension Yojana Online

• Step​‍​‌‍​‍‌​‍​‌‍​‍‌ 1: Bank account must be linked with your Aadhaar and mobile number should be registered for Aadhaar to get a perfectly matched KYC.
• Step 2: Give a visit to the online platform of the bank or the Official Website of Atal Pension Yojana
• One can access the official eNPS portal at https://enps.nsdl.com/eNPS/NationalPensionSystem.html. Besides this, a person may also opt for bank net or mobile banking services to log in. If your bank has a facility for APY registration, then you can do it through the bank.
• Step 3: Either a person can register himself or login
  • If you have an account at any of the banks, use login credentials ( customer ID and debit card or netbanking details) to log in on the APY portal. For APY registration portal, login can be done by bank customer ID, debit card, or net banking details.
• Step 4: Online Application Form
  • After linking your bank account with APY, you need to fill in the details in the form.
  • You must give your Aadhaar number and also other personal details.
  • Just pick the pension amount you want to be monthly basis and at that, you will contribute for -₹1,000 to ₹5,000.
  • Nominate someone and provide the necessary details of his/her.
  • Also, decide if you wanted to make your contribution every month, every quarter, or maybe every half year and put the option.
• Step 5: Get Your KYC Verified
• One-time password will be sent to the phone number that is linked with the Aadhaar for user authentication. Have a look at the OTP received and enter it for verification.
• Step 6: Auto Debit Mandate
  • Do it quickly from your saving account where the deduction of your contribution to the pension scheme is done automatically.
• Step 7:  Confirmation
  • After confirming data, handing in your application, and jotting down your PRAN (Permanent Retirement Account Number), you will get a confirmation of your registration via SMS or ​‍​‌‍​‍‌​‍​‌‍​‍‌email.

Documents for Online Application

• Aadhaar Card (bank account-linked)
• Mobile number (linked with Aadhaar)
• Bank account details
• Nominee information

Benefits of Online Application

• The whole procedure can be done at your home.
• Also, e-KYC is done immediately through Aadhar.
• It is very convenient to render through net banking/mobile apps.
• Because the contributions are auto-debited, there is no need for manual intervention every time.
• It is also very easy to get digital receipts and track updates at any time.

Conclusion

Atal Pension Yojana online registration is a relatively simple and safe task if you follow the steps mentioned above. The safest way of registering your pension plan without any problem is to link your bank account and mobile with your Aadhaar, use the official portals or your bank's online platform, and have your documents ready.