How to Download Atal Pension Yojana Statement

The Atal Pension Yojana scheme is thoughtfully designed by the government to guarantee you a regular income in your retirement. Knowing how to retrieve your APY statement makes managing your pension account a breeze.

What is the APY Statement?

The APY statement gives you a clear snapshot of your entire contribution journey under the scheme. It includes when and how much you invested, government contributions if applicable, how much interest has grown, pension plan particulars, and who’s nominated to receive benefits. This document is vital for keeping tabs on your pension fund and serving as proof for taxes or pension claims.

How to Download Atal Pension Yojana Statement Online

You can easily download your APY statement using the official APY/NPS CRA portal by following these steps:

• Visit the official APY e-PRAN portal at https://apy.nps-proteantech.in (or the latest official portal).
• Select “APY e-PRAN/ Transaction Statement View” option.
• Choose either:
  • With PRAN: Login with your 12-digit Permanent Retirement Account Number along with your registered bank account details.
  • Without PRAN: Provide your bank account number, subscriber name, and date of birth.
• Select either "APY e-PRAN View" or "Statement of Transaction View" based on your need.
• Enter the Captcha code and click Submit.
• Your APY transaction statement will display on screen.
• To download, click the printer icon or download option, and select Save as PDF on your device.
• Keep this PDF safely for future reference.

How to Download APY Statement Using Mobile App

The APY and NPS Lite mobile app allows convenient checking and downloading of your statement:

• Download and install the “APY and NPS Lite” app from Google Play Store or Apple App Store.
• Open the app and enter your PRAN details to log in.
• You will receive an OTP on your registered mobile number for verification.
• Once logged in, go to the statement or transaction section.
• View and download your APY contribution statement directly on the app.
• Save or share as needed.

How to Get APY Statement Offline

• You receive an annual physical statement of your APY account via postal mail at your registered address.
• Monthly SMS alerts are sent to your registered mobile number with contribution updates.
• You can also visit your linked bank or post office branch to request a printed transaction history or passbook update.

Common Issues

• Forgot PRAN? Use the “Without PRAN” option on the portal or contact APY helpline.
• OTP not received? Ensure your registered mobile number is active, check the network, and request OTP again.
• Bank details mismatch? Confirm the bank account linked to APY and update details via your bank or APY portal if necessary.

Why Regularly Download Your APY Statement?

• Provides proof for tax deductions under Section 80CCD.
• Proves pension contributions for retirement claims.
• Helps detect any discrepancies in contributions early.
• Keeps you informed of your pension benefits status.

Conclusion

For a secure retirement, it’s vital to consistently download your APY statement. It’s your proof of contributions, helps you avail tax benefits, and ensures your pension is on the right path. The official APY portal and app offer a smooth way to get your statement hassle-free.