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How to Check PMSBY Status: Step-by-Step Guide

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If you’re enrolled under the Pradhan Mantri Suraksha Bima Yojana and want to know whether your insurance is active, you’re probably searching for how to check PMSBY status easily online. The good news? Most major banks now allow you to check PMSBY status instantly through net banking, mobile apps, or their official websites.

This guide explains exactly how to check PMSBY status, what information you need, and how different banks handle verification.

 How to Check PMSBY Status Online

The process for how to check PMSBY status is nearly the same across banks like SBI, Central Bank of India, Bank of Baroda, HDFC, and others.

Steps:

  • Log in to your bank’s net banking or mobile banking app.
     
  • Go to ‘e-Services’, ‘Insurance’, or ‘Social Security Schemes’.
     
  • Select PMSBY under the available schemes.
     
  • Click ‘Status’, ‘Enquiry’, or ‘View PMSBY Details’.
     
  • Your PMSBY status, Active, Inactive, or Not Enrolled, will be displayed.
     
  • If active, many banks also allow you to download the PMSBY certificate directly from the same page.
     

These steps work across most major banks because all PMSBY enrollments are handled through your savings account.

 What You Need to Check PMSBY Status

To complete the how to check PMSBY status process, keep these details ready:

  • Your bank account number is linked with PMSBY
     
  • Registered mobile number
     
  • Date of birth (varies by bank)

Some banks may send an OTP for verification.

 Other Ways to Check PMSBY Status

If you cannot check online, you still have options:

  • Visit your home branch and request PMSBY status
     
  • Call your bank’s customer care
     
  • If you’re in the unorganised sector, you can check claim-related details on the eShram portal, but active policy status must be checked through your bank
     

Your PMSBY Status Check Made Simple

Understanding how to check PMSBY status ensures that your accidental insurance coverage is active when you need it most. With online banking, mobile apps, and easy in-branch support, verifying your status now takes just a few minutes, keeping you protected and informed.

FAQs

How to check PMSBY status without net banking?

Visit your branch or check via mobile banking.

 Can I check PMSBY status using my mobile number?

Yes, if your bank supports OTP-based login.

How to download the PMSBY certificate?

Most banks provide a “Download Certificate” option in the PMSBY status section.

Can I check PMSBY status on the PMSBY portal?

No. Policy status is only viewable through the bank where you enrolled.

What does “Inactive” PMSBY status mean?

It means the premium wasn’t auto-debited, and your policy is not active.

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