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How​‍​‌‍​‍‌​‍​‌‍​‍‌ to Unlink Bank Account From Aadhaar? A Simple Guide for Everyone

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Many people linked their bank accounts to Aadhaar a few years ago for KYC, subsidies, or automatic payments. However, things change. You might change your bank, stop using a certain account, or even just decide that you no longer want to keep your Aadhaar linked. The question of how to unlink your bank account from Aadhaar is something that most people don't realize that it is just a straightforward procedure.

Below is a logical and straightforward explanation of how it works and what you need to know before you actually go and do it.

Absolutely. The Supreme Court has given the green light to people to disconnect their bank accounts from Aadhaar when carrying out regular banking transactions. On the other hand, if you want to receive DBT benefits, like LPG, in that case, you will still need to provide your Aadhaar. Therefore, it is better to think twice and ensure you are not relying on an Aadhaar-linked subsidy before delinking.

1. Visit Your Bank Branch (Most Reliable Method)
  • Proceed to the home branch of your bank.
  • Request for the Aadhaar delinking form.
  • Fill in your details such as your name, account number, and Aadhaar.
  • If you are requested to, submit a copy of your Aadhaar that you have self-attested.
  • The bank will honor your request and disconnect Aadhaar from your account.

Most banks complete delinking within 2–5 working days.

2. Call Customer Care (For Some Banks)

Some banks can help you delink your Aadhaar through a support call center. Usually, you will be needed to:

  • Provide identity confirmation with account details
  • State that you want to unlink your Aadhaar
  • Go to the branch only if it is absolutely necessary

This alternative depends on the bank you are dealing with, so you should verify it beforehand.

3. Send a Written Request (If You Can’t Visit the Branch)

There are banks, which allow their customers to request delinking of Aadhaar through:

  • Registered email
  • Letter sent to the branch
  • Net banking secure message (very uncommon but possible)

Be sure that you have prominently indicated your account number as well as your Aadhaar number.

How to Check If Aadhaar Is Successfully Unlinked?

After your bank has carried out the request, you are able to:

  • Confirm your Aadhaar linking status on the UIDAI website
  • Check the "Aadhaar seeding status" via net banking (in supported banks)

Conclusion 

You are free to unlink Aadhaar from your bank account and the whole procedure is generally very fast. Do nothing more than going to your bank, filling a simple form, and monitoring the progress.

If you not only don't need but also don't want Aadhaar-linked benefits, delinking can be your privacy shield besides giving you extra control of your financial ‍‌‍‍‌‍‌‍‍‌data.

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