How to Close PMJJBY in SBI

Closing or cancelling your PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana) policy with SBI is simple if you know the right steps. Whether you no longer need the cover, want to avoid future premium deductions, or are switching to another plan, here’s a clear guide on how to close PMJJBY in SBI online and offline.

 How to Close PMJJBY in SBI Through Net Banking or YONO

The easiest method to cancel your policy is through SBI’s digital channels.

• Log in to SBI Net Banking or the YONO app.
   
• Navigate to e-Services or Service Requests.
   
• Select PMJJBY under Insurance Services.
   
• Choose the Deactivate/Cancel option and confirm the request.
   

Once completed, your PMJJBY policy gets cancelled instantly and future premiums stop auto-debiting.

 How to Close PMJJBY in SBI by Visiting the Branch

If you prefer offline support:

• Visit your home SBI branch.
   
• Ask for the PMJJBY cancellation or deactivation form.
   
• Fill in the required details and attach ID proof if asked.
   
• Submit the form for processing.

Your policy will be deactivated once the branch updates your request in the system.

 How to Close PMJJBY in SBI via Customer Care

Some customers may also be able to cancel through helpline support:

• Call SBI Customer Care: 1800 11 2211 / 1800 425 3800.
   
• Request PMJJBY deactivation.
   
• Follow the verification steps shared by the representative.

In some regions, SBI may also provide SMS-based deactivation after verification.

 Important Notes Before Closing PMJJBY

• Cancel before the annual auto-debit date to avoid unnecessary deductions.
   
• Once cancelled, insurance coverage stops immediately.
   
• You can re-enrol next year if needed.
   
• If your account lacks sufficient balance at renewal, PMJJBY may auto-terminate.