How to Close PMJJBY in SBI Online

If you want to stop annual premium deductions for the Pradhan Mantri Jeevan Jyoti Bima Yojana, understanding how to close PMJJBY in SBI online is essential. SBI provides multiple digital methods to cancel your PMJJBY policy without visiting the branch. This guide explains each method clearly so you can deactivate the scheme smoothly.

How to Close PMJJBY in SBI Online: A Step-by-Step Process

If you prefer using SBI net banking or YONO, follow these steps to close your PMJJBY policy online:

1. Log In

Access your SBI net banking account or the YONO SBI mobile app.

2. Open Service Options

Go to the e-Services or Service Request menu.

3. Find the PMJJBY Section

Open Insurance Services or Social Security Schemes and select PMJJBY.

4. Deactivate

Choose the option to cancel or deactivate PMJJBY.

5. Confirm

Submit the request and confirm cancellation.

These steps are the most direct way to close PMJJBY in SBI online for users who already have active digital banking access.

 How to Close PMJJBY in SBI Online Using the Complaint Portal

If you do not see a cancellation button in net banking or YONO, the SBI complaint portal works effectively for many users.

1. Visit crcf.bank.sbi

Select Raise Complaint → Others → Personal Segment/Individual Customer.

2. Choose the Category

Select PMJJBY Related → Debit to account without customer consent.

3. Submit

Enter details, submit the complaint, and wait for cancellation confirmation.

This method is often used when PMJJBY was activated without consent or the online deactivation option is missing.

 Important Points to Remember When Learning How to Close PMJJBY in SBI Online

1. Cancel before the annual auto-debit date (usually early June).
2. Coverage stops immediately once PMJJBY is cancelled.
3. You can re-enrol next year if needed.
4. If digital options fail, SBI customer care or branch support can complete the cancellation.

Knowing these details ensures you can close PMJJBY in SBI online without future premium deductions.

Cancelling PMJJBY Made Simple

Stopping your PMJJBY policy in SBI is much easier than most people expect. Whether you use net banking, the YONO app, visit your branch, or stop auto-debit through your account, the process is quick and clear. Once the cancellation is complete, future premiums will not be deducted, and you will stay fully in control of your insurance choices. If your needs change later, you can always re-enrol during the next cycle.