• AMPHAN CYCLONE CLAIMS HELPLINE (Toll Free No). “1800 3000 6116” (9 a.m to 8 p.m), Email: claimsupport@shriramlife.in.Please call us or email us to help you in faster processing of your claims. For more information,

  • 24*7 Digital Servicing Options – Covid 19

https://app.shriramlife.com/shriramgetaquote/summary

Shriram Life Critical Illness Plus Rider

SHRIRAM CRITICAL ILLNESS PLUS RIDER

Non-linked Non-Participating Health Individual Pure Risk Premium Rider.

UIN-128B016V01

Nobody likes to think about the possibility of suffering a serious illness or injury in the future. You can’t foresee this happening, but you can make plans to help support yourself should the unexpected happen. Shriram Life Insurance Company presents Shriram Life Critical Illness Plus Rider. This rider protects you against 24 illnesses and gives you an upside of increments in your rider sum assured through Loyalty Additions.

This Rider can be chosen by the policyholder along with the base plan for a nominal premium*, either at inception of the policy or at policy anniversary, provided that it meets the eligibility conditions.

*Subject to the condition that the premium under the Critical Illness rider shall not exceed 100% of the base plan premium.

BENEFITS UNDER THE RIDER*

Critical Illness Cover

The rider pays 100% of the Critical Illness rider sum assured along with loyalty benefit in the event of the life assured being first diagnosed with any of the covered 24 critical illnesses. Thereafter, the rider gets terminated.

Loyalty Benefit

Loyalty benefit will be offered under the rider by way of increments in rider sum assured during the term of the rider provided all the premiums due at the time of loyalty addition are fully paid. At the end of third policy year, the sum assured under the rider will be increased by 15% of initial rider sum assured and the increased rider cover continues till the end of the rider term.

The diseases covered under this rider:

  1. Cancer of Specified Severity

  2. Myocardial Infarction (First Heart Attack of Specific Severity)

  3. Stroke Resulting In Permanent Symptoms

  4. Kidney Failure Requiring Regular Dialysis

  5. Major Organ /Bone Marrow Transplant

  6. Open Chest CABG

  7. Permanent Paralysis of Limbs

  8. Open Heart Replacement or Repair Of Heart Valves

  9. Coma of Specified Severity

  10. Multiple Sclerosis with Persisting Symptoms

  11. Benign Brain Tumor

  12. Blindness

  13. Third Degree Burns

  14. Alzheimer’s Disease / Irreversible Organic Degenerative Brain

  15. End Stage Lung Failure

  16. End Stage Liver Failure

  17. Surgery of Aorta

  18. Motor Neuron Disease with Permanent Symptoms

  19. Major Head Trauma

  20. Primary (Idiopathic) Pulmonary Hypertension

  21. Appalic Syndrome

  22. Deafness

  23. Loss of Limbs

  24. Parkinson’s Disease

*Benefits under the rider are payable only if the base plan is in force. The rider benefit will cease immediately if the base plan is terminated or discontinued. The rider benefit will also cease when a claim is paid. Rates are reviewable on the third anniversary of the original policy’s commencement and every three years thereafter. These changes are subject to IRDAI approval only.

PLAN ELIGIBILITY

ENTRY AGE

Minimum

18 Years

Maximum

65 Years

(Age last birthday)

MATURITY AGE

Maximum

70 Years

(Age last birthday)

POLICY TERM

Minimum

5 Years

Maximum

52 Years

PREMIUM PAYMENT TYPE

Regular

Limited

Single

PREMIUM PAYMENT TERM

RP: Same as Policy Term

LP: 5 to 51 years

SP: Single

SUM ASSURED

Minimum (₹)

₹ 50,000

Maximum (₹)

₹ 25,00,000

(The sum assured under the rider shall not exceed the sum assured under the base policy)

PREMIUM PAYMENT MODE

  • Single
  • Yearly
  • Half Yearly
  • Quarterly
  • Monthly

(Applicable as per Base Plan)

MORE

Disclaimers:

*Benefits under the rider are payable only if the base plan is in force.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN: SLIC/Elec/May 2021/21

Shriram Critical Illness Care Rider

SHRIRAM CRITICAL ILLNESS CARE RIDER

In this policy, the investment risk in the investment portfolio is borne by the policyholder.

The Linked Insurance products do not offer any liquidity during the first five years of the contract.
The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance
Products completely or partially till the end of fifth year.

BENEFITS UNDER THE RIDER*

Shriram Critical Illness Care Rider (UIN – 128A014V01) is a linked rider which covers SIX major critical illnesses- cancer of specified severity, first heart attack – of specified severity, Stroke resulting in permanent symptoms, Kidney failure requiring regular dialysis, Open chest CABG, and Major organ /bone marrow transplant.

The rider pays 100% of the Critical Illness Care rider sum assured in the event of the life assured being first diagnosed with any of the covered critical illnesses any time after 90 days from the date of commencement/revival and life assured survived for at least 30 days from the date of first diagnosis. First diagnosis shall relate to the first diagnosis during the policy term.

PLAN ELIGIBILITY

ENTRY AGE

Minimum

18 Years

Maximum

65 Years

(Age last birthday)

MATURITY AGE

Minimum

70 Years

(Age last birthday)

POLICY TERM

Minimum

5 Years

Maximum

25 Years

SUM ASSURED

Minimum (₹)

₹ 50,000

Maximum (₹)

₹ 25,00,000

(under single life)

MORE

Disclaimers:

  1. Unit Linked life insurance products are different from traditional life insurance products and are subject to the market risk factors.
  2. The premium paid in Unit Linked life insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his / her decisions.
  3. Shriram Life is only the name of the Life insurance company and Shriram Critical Illness Care Rider is only the name of the unit linked insurance contract and does not in any way indicate the quality of the plan, its future prospects or returns.
  4. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company.
  5. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects or returns.
  6. The past performance of the fund options is not indicative of future performance of these funds.

*Benefits under the rider are payable only if the base plan is in force.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN: SLIC/Elec/Mar 2021/132

Shriram Accidental Death & Disability Rider

SHRIRAM ACCIDENTAL DEATH & DISABILITY RIDER

In this policy, the investment risk in the investment portfolio is borne by the policyholder.

The Linked Insurance products do not offer any liquidity during the first five years of the contract.
The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance
Products completely or partially till the end of fifth year.

BENEFITS UNDER THE RIDER*

Shriram Accidental Death & Disability Rider (UIN-128B015V01) is a linked rider. In the event of the death of the life assured due to an accident or in the event of the life assured becoming totally and permanently disabled due to an accident within the policy term, rider sum assured will become payable.

PLAN ELIGIBILITY

ENTRY AGE

Minimum

18 Years

Maximum

65 Years

(Age last birthday)

MATURITY AGE

Minimum

70 Years

(Age last birthday)

POLICY TERM

Minimum

5 Years

Maximum

25 Years

SUM ASSURED

Minimum (₹)

₹ 50,000

Maximum (₹)

₹ 50,00,000

(sum assured under the rider shall not exceed the basic sum assured)

MORE

Disclaimers:

  1. Unit Linked life insurance products are different from traditional life insurance products and are subject to the market risk factors.
  2. The premium paid in Unit Linked life insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his / her decisions.
  3. Shriram Life is only the name of the Life insurance company and Shriram Critical Illness Care Rider is only the name of the unit linked insurance contract and does not in any way indicate the quality of the plan, its future prospects or returns.
  4. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company.
  5. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects or returns.
  6. The past performance of the fund options is not indicative of future performance of these funds.

*Benefits under the rider are payable only if the base plan is in force.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN: SLIC/Elec/Mar 2021/130

Shriram Life New Shri Vidya

Your child’s future is the most important concern for you. With the soaring educational expenses in today’s life, giving good education will be tough unless it is planned. We have Shriram New Shri Vidya (UIN: 128N051V02) plan designed for you to make your child’s aspirations come true.

Read More

Shriram Life New Shri Life

Shriram Life New Shri Life Plan (UIN: 128N047V02) is a non linked participating endowment plan. Besides being a systematic savings option, the plan acts as a reliable protection tool to your family in the event of a mishap.

Read More

Shriram Life Assured Income Plus

Shriram Life Assured Income Plus (UIN: 128N060V03) is a non-linked non-participating endowment assurance plan. This plan caters to the of customers who wish to invest only for a minimum fixed duration and reap annual benefits even after maturity.

Read More

Shriram Life New Akshay Nidhi

As a responsible and caring family member you have big dreams for your family which involves financial goals and commitments. To fulfill those dreams you need a tool which gives income at regular intervals. Shriram New Akshay Nidhi (UIN: 128N046V02) is one such plan which offers periodical survival benefits apart from the maturity and death benefits.

Read More

Shriram Life Assured Advantage Plus

Shriram Life Assured Income Plus (UIN: 128N060V03) is a non-linked non-participating endowment assurance plan. This plan caters to the of customers who wish to invest only for a minimum fixed duration and reap annual benefits even after maturity.

Read More

Shriram Life POS Assured Savings Plan

Life Insurance is the tool that will make sure your family is taken care of in your absence. Presenting Shriram Life POS Assured Savings Plan, which helps build your savings while ensuring your family is taken care of financially, even in your absence – and all of that available without any medicals.

Read More

Shriram Life Genius Assured Benefit Plan

We understand your need of security and savings for your loved ones and we now present a customized solution, Shriram Life Genius Assured Benefit Plan (UIN 128N068V02). This plan ensures peace of mind by providing guaranteed financial assistance to your child and your family.

Read More

Shriram Life Assured Income Plan

Presenting Shriram Life Assured Income Plan (UIN 128N053V03), which assures your family of the Income you have planned for them even in your absence. This plan not only helps you secure your family financially but also provides you assured returns on maturity.

Read More

Shriram Life Golden Premier Saver Plan

Shriram Life presents Shriram Life Golden Premier Saver Plan, specially designed to combine protection with savings while giving you the options to customize.

Read More

Shriram Life Super Income Plan

Shriram Life presents Shriram Life Super Income Plan (128N087V02) specially designed to cater to long term financial needs of an individual & his family.

Read More

Shriram Life Wealth Plus

Shriram Life Wealth Plus (UIN: 128L036V03) is a unit linked insurance plan that protects your loved ones and ensures they are protected financially even when you are not around. It also helps grow your investments and maximizes returns on them thereby offering both savings and protection under a single plan.

Read More

Shriram Life Fortune Builder

Shriram Fortune Builder Plan (UIN: 128L038V03) is a single premium unit linked insurance plan designed for individuals who do not have a regular cash flow to sustain premium payments each year on the due date.

Read More

Shriram Life Growth Plus

Shriram Life Growth Plus (UIN: 128L066V03) is a savings oriented unit linked insurance plan which offers both life cover and savings through market linked returns. The plan offers multiple choices in respect of premium payment, fund classes and flexibility of investment. The policy can also be taken on other lives, where other lives can be spouse, child and grandchild.

Read More

Shriram Life Saral Jeevan bima

Life is full of uncertainties and we must hedge ourselves against them. We have to look after our families and ensure they are taken care of even in our absence. Shriram Life Saral Jeevan Bima (UIN 128N091V01) is just the plan you have been looking for! This life insurance plan is simple and straightforward and provides your family with financial stability in your absence.

Read More

Corona Rakshak Policy

Presenting Corona Rakshak Policy by Shriram Life Insurance Company, an exclusive fixed benefit COVID – 19 plan. This plan provides a lump sum benefit in case you are diagnosed with COVID-19 and hospitalized due to it. The plan pays 100% of the Sum Insured, no questions asked, as long as the specified conditions are met.

Read More

Shriram Life Family Protection Plan

Shriram Life Family Protection Plan is a non-linked non-participating insurance plan. This plan caters to the needs of people who want to protect their families in case of untimely death.

Read More

Shriram Life Cash Back Term

Shriram Life Cash Back Term Plan (UIN: 128N045V02) is an affordable, easy-to-obtain financial security net for you and your loved ones. It has a lump sum payout in case of unfortunate death helping your family reduce their debts thereby protecting their financial security.

Read More

Shriram Life My Spouse Term Plan

We have carefully designed a product to suit your requirement of comprehensive coverage with affordable premiums. With this one product, you can provide coverage for yourself and also to your spouse against various unfortunate events of life.

Read More

Shriram Life Smart Protection Plan SP

We share memorable moments with our family and our loved ones. We work hard to ensure that we provide prosperity to our family members. While we enjoy and cherish those moments we also need to ensure that we have secured our family towards unfortunate events of life.

Read More

Shriram Life Smart Protection Plan

We share memorable Events with our family and our loved ones. We work hard to ensure that we provide prosperity to our family members. While we enjoy and cherish those moments we also need to ensure that we have secured our family towards unfortunate events of life.

Read More

Shriram Life Saral Pension

Shriram Life Saral Pension is a non- linked non-participating individual single premium immediate annuity plan for individuals. In exchange to the purchase price paid by the policyholder, the plan provides with a stream of regular income in the form of an annuity for the whole life and return of purchase price on death the annuitant.

Read More

Shriram Life Immediate Annuity Plus

Shriram Life Immediate Annuity Plus is a non- linked and non-participating single premium immediate annuity assurance for individuals. The plan aims to provide a lifetime income stream post retirement.

Read More

Shriram Life Pension Plus

Shriram Life Pension Plus (UIN: 128L065V03) helps you to meet your retirement goals by building a large corpus on vesting for investment to enable the policyholder to have a steady regular income for life by purchasing an immediate annuity plus. The plan offers four types of funds to choose for investing premiums under this plan.

Read More

Shriram Grameena Suraksha Plan

Shriram Grameena Suraksha (UIN: 128N057V02) is a non linked non participating term insurance plan. The plan is a micro insurance term plan and provides life cover at a low cost to the socially weaker sections of the society.

Read More

Family Income Benefit Online

This rider provides you with additional cover in case of accidental death or disability. This cover is paid in monthly installments.This rider can be chosen by the policyholder along with the base plan for a nominal premium*, either at inception of the policy or at policy anniversary, provided that it meets the eligibility conditions.

Read More

Accident Benefit Rider Offline

This rider provides you with additional cover in case of accidental death or disability. In case of disability due to accident, all future premiums under the policy will be waived.

Read More

Critical Illness Cover Offline

Nobody likes to think about the possibility of suffering a serious illness or injury in the future. You can’t foresee this happening, but you can make plans to help support yourself should the unexpected happen. Critical Illness Cover can help you make adjustments to your lifestyle that you may need to make after being diagnosed with a serious illness.

Read More

Family Income Benefit Offline

This rider provides you with additional cover in case of accidental death or disability. This cover is paid in monthly installments.This rider can be chosen by the policyholder along with the base plan for a nominal premium*, either at inception of the policy or at policy anniversary, provided that it meets the eligibility conditions.

Read More

Extra Insurance Cover Offline

This rider gives you additional life cover to provide for your financial commitments towards your family in your absence.This Rider can be chosen by the policyholder along with the base plan for a nominal premium*, either at inception of the policy or at policy anniversary, provided that it meets the eligibility conditions.

Read More

Shriram Accidental Death & Disability Income Rider

In this policy, the investment risk in the investment portfolio is borne by the policyholder. The Linked Insurance products do not offer any liquidity during the first five years of the contract.

Read More

Shriram Accidental Death & Disability Rider

In this policy, the investment risk in the investment portfolio is borne by the policyholder. The Linked Insurance products do not offer any liquidity during the first five years of the contract.

Read More

Shriram Critical Illness Care Rider

In this policy, the investment risk in the investment portfolio is borne by the policyholder. The Linked Insurance products do not offer any liquidity during the first five years of the contract.

Read More

Shriram Life Critical Illness Plus Rider

Non-linked Non-Participating Health Individual Pure Risk Premium Rider UIN-128B016V01 Nobody likes to think about the possibility of suffering a serious illness or injury in the future.

Read More