SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein
Non-linked Non-Participating Health Individual Pure Risk Premium Rider.
UIN-128B016V01
Nobody likes to think about the possibility of suffering a serious illness or injury in the future. You can’t foresee this happening, but you can make plans to help support yourself should the unexpected happen. Shriram Life Insurance Company presents Shriram Life Critical Illness Plus Rider. This rider protects you against 24 illnesses and gives you an upside of increments in your rider sum assured through Loyalty Additions.
This Rider can be chosen by the policyholder along with the base plan for a nominal premium*, either at inception of the policy or at policy anniversary, provided that it meets the eligibility conditions.
*Subject to the condition that the premium under the Critical Illness rider shall not exceed 100% of the base plan premium.
Critical Illness Cover
The rider pays 100% of the Critical Illness rider sum assured along with loyalty benefit in the event of the life assured being first diagnosed with any of the covered 24 critical illnesses. Thereafter, the rider gets terminated.
Loyalty Benefit
Loyalty benefit will be offered under the rider by way of increments in rider sum assured during the term of the rider provided all the premiums due at the time of loyalty addition are fully paid. At the end of third policy year, the sum assured under the rider will be increased by 15% of initial rider sum assured and the increased rider cover continues till the end of the rider term.
The diseases covered under this rider:
Cancer of Specified Severity
Myocardial Infarction (First Heart Attack of Specific Severity)
Stroke Resulting In Permanent Symptoms
Kidney Failure Requiring Regular Dialysis
Major Organ /Bone Marrow Transplant
Open Chest CABG
Permanent Paralysis of Limbs
Open Heart Replacement or Repair Of Heart Valves
Coma of Specified Severity
Multiple Sclerosis with Persisting Symptoms
Benign Brain Tumor
Blindness
Third Degree Burns
Alzheimer’s Disease / Irreversible Organic Degenerative Brain
End Stage Lung Failure
End Stage Liver Failure
Surgery of Aorta
Motor Neuron Disease with Permanent Symptoms
Major Head Trauma
Primary (Idiopathic) Pulmonary Hypertension
Appalic Syndrome
Deafness
Loss of Limbs
Parkinson’s Disease
*Benefits under the rider are payable only if the base plan is in force. The rider benefit will cease immediately if the base plan is terminated or discontinued. The rider benefit will also cease when a claim is paid. Rates are reviewable on the third anniversary of the original policy’s commencement and every three years thereafter. These changes are subject to IRDAI approval only.
Minimum
18 Years
Maximum
65 Years
(Age last birthday)
Maximum
70 Years
(Age last birthday)
Minimum
5 Years
Maximum
52 Years
Regular
Limited
Single
RP: Same as Policy Term
LP: 5 to 51 years
SP: Single
Minimum (₹)
₹ 50,000
Maximum (₹)
₹ 25,00,000
(The sum assured under the rider shall not exceed the sum assured under the base policy)
(Applicable as per Base Plan)
Disclaimers:
*Benefits under the rider are payable only if the base plan is in force.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN: SLIC/Elec/May 2021/21
In this policy, the investment risk in the investment portfolio is borne by the policyholder.
The Linked Insurance products do not offer any liquidity during the first five years of the contract.
The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance
Products completely or partially till the end of fifth year.
Shriram Accidental Death & Disability Income Rider (UIN – 128A013V01) is a linked non-participating rider. On death of the life assured due to an accident or in the event of the life assured becoming totally and permanently disabled due to an accident before the end of the rider term, 1% of rider sum assured is payable every month, from the 1st of the month following the month during which the accident happens, till the end of the rider term or for a period of 10 years, whichever is higher. In the event of death/ disability due to accident being established after the month of accident and within the prescribed period, the rider benefits will be paid retrospectively from the 1st of the month following the month of accident.
Minimum
18 Years
Maximum
65 Years
(Age last birthday)
Minimum
70 Years
(Age last birthday)
Minimum
5 Years
Maximum
25 Years
Minimum (₹)
₹ 50,000
Maximum (₹)
₹ 50,00,000
(sum assured under the rider shall not exceed the sum assured under the basic policy)
Disclaimers:
*Benefits under the rider are payable only if the base plan is in force.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN: SLIC/Elec/Mar 2021/131
A Non-Linked Non-Participating Term Rider
UIN:128B009V03
This rider gives you additional life cover to provide for your financial commitments towards your family in your absence.
This Rider can be chosen by the policyholder along with the base plan for a nominal premium*, either at inception of the policy or at policy anniversary, provided that it meets the eligibility conditions.
*Subject to the condition that the premiums under all life insurance riders put together shall not exceed 30% of the base plan premium.
No maturity payable
In case of death of the life assured during the rider cover term, Sum Assured under the rider is payable to the nominee.
*Provided the base policy is in force. The rider benefit will cease immediately if the base plan is terminated or discontinued. The rider benefit will also cease when a claim is paid.
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Minimum
18 Years
Maximum
65 Years
(Age last birthday)
Maximum
70 Years
(Age last birthday)
Minimum
5 Years
Maximum
52 Years
Regular
Limited
Single
RP: Same as Policy Term
LP: 5 to 51 years
SP: Single
Minimum (₹)
₹ 50,000
Maximum (₹)
₹ 25,00,000
(The sum assured under the rider shall not exceed the sum assured under the base policy)
(Applicable as per Base Plan)
Disclaimers:
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”
ARN – SLIC/Content/Jan 2021/68
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