SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein

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SHRIRAM LIFE SMART PROTECTION PLAN

We share memorable Events with our family and our loved ones. We work hard to ensure that we provide prosperity to our family members. While we enjoy and cherish those moments we also need to ensure that we have secured our family towards unfortunate events of life. To meet such needs Shriram Life presents Smart Protection Plan (UIN: 128N069V03), a pure term plan available at an affordable premium. It provides life cover along with optional Accidental Cover or Critical Illness Cover.

KEY FEATURES

  • Annual premium as low as ₹ 2,000.
  • Option to avail enhanced protection.
    • Silver Option: Life Cover.

    • Gold Option: Life Cover with in-built Accidental Death Benefit.

    • Diamond Option: Life Cover with in-built Critical Illness Benefit.

  • Long term cover of up to 30 years.

This options shall be chosen at the time of proposal only and cannot be changed during the policy term. The premium rates under the three options will vary based on the type of option chosen.

T & C apply

*KEY BENEFITS

 

Death Benefit#

In case of death of the life assured within the policy term, provided the policy is in force,

  • Silver Option : “Death Sum Assured” is paid to the nominee and the policy terminates
  • Gold Option : “Death Sum Assured” is paid to the nominee and the policy terminates.
    In case of Accidental death1, an additional benefit equal to death sum assured is paid to the nominee & the policy terminates.
  • *Diamond Option :
    • If death occurs first : “Death Sum Assured” is paid to the nominee and the policy terminates.
    • If Critical Illness occurs first : On first diagnosis of any of the covered critical illnesses2, a critical illness benefit of 25% of Sum Assured is paid and the policy continues for life cover only till the end of the policy term. On death of the life assured during the rest of the policy term “Death Sum Assured” less the critical illness benefit already paid will be paid and the policy terminates.

The future premiums after the incidence of the covered critical illness shall be waived.

*Diamond option is not applicable for POS

*provided all the premiums are paid and the policy is in force.

#Eligibility

ENTRY AGE

Minimum

18 Years

Maximum

65 Years

55 Years
for POS Policies

(Age last birthday)

MATURITY AGE

Minimum

75 Years

65 Years for POS Policies

(Age last birthday)

SUM ASSURED

Minimum

₹ 1 Lakh

Maximum

₹ 14 Lakhs

(subject to Board approved underwriting policy. Sum assured shall be in multiples of ₹ 1 and For POS policies the sum assured will be allowed in multiples of Rs. 50,000 only.)

POLICY TERM (Yrs)

Minimum

10 Years

Maximum

30 Years

(Policy term shall be in multiples of 5 years)

PREMIUM PAYMENT MODE

  • Yearly
  • Half Yearly
  • Quarterly
  • Monthly

more

Disclaimers:

# Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest on the Life Assured on attainment of age 18 years.
All ages mentioned above are age last birthday.

The minimum premium amounts are exclusive of taxes and levies as applicable.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN – SLIC/Elec/Dec 2020/40