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SHRIRAM LIFE NEW SHRI LIFE PLAN

Shriram Life New Shri Life Plan (UIN: 128N047V02) is a non linked participating endowment plan. Besides being a systematic savings option, the plan acts as a reliable protection tool to your family in the event of a mishap. Shriram Life New Shri Life Plan is ideal because of the potential upside of reversionary bonuses which may be added to your life cover year after year and also the maturity benefit.

KEY FEATURES

  • Reversionary Bonuses to enhance your savings and life cover
  • Multiple Premium Payment Options
  • Attractive high sum assured rebates
  • Additional protection through Riders

KEY BENEFITS

 

Maturity Benefit#

In case of survival of the life assured up to the end of the policy term, provided the policy is in force, the Basic Sum Assured plus accrued Reversionary Bonuses plus Terminal Bonus (if any) will be paid.

 

Death Benefit#

In case of death of the life assured during the policy term, provided the policy is in force, Sum Assured on Death + Accrued Reversionary Bonus (if any) + Terminal Bonus (if any) will be paid to the nominee(s)/ beneficiary(ies).

 

Where Sum Assured on Death is higher of –

  • 10 times the Annualised Premium&
  • Basic Sum Assured

However, the death benefit will be at least 105% of All Premiums Paid till the date of death

Eligibility

ENTRY AGE

Minimum

30^ Days ^

Maximum

60 Years

(Age last birthday)

MATURITY AGE

Minimum

18 Years

Maximum

75 Years

(Age last birthday)

SUM ASSURED

Minimum

₹ 50,000

Maximum

No Limit, Subject to Board approved underwriting policy.

PREMIUM AND CORRESPONDING POLICY PAYMENT TERM (Years)

10

15

20

25

8,10

8,10,15

8,10,20

8,15,25

PREMIUM PAYMENT MODE

  • Yearly
  • Half Yearly
  • Quarterly
  • Monthly

CALCULATOR

Click this link to calculate you premium.

RIDERS (Add Ons)

You can opt any of the following Riders by paying additional premium.

Accident Benefit Rider (UIN 128B001V03)

In case of death or total and permanent disability due to accident during the rider term, we will pay 100% of the rider sum assured. Also, if the life assured becomes totally and permanently disabled in an accident, we will waive off all the future premiums under the policy. The benefit under this rider is applicable only once during the rider term.

Family Income Benefit Rider (UIN 128B002V03)

In the event of accidental death or if the life assured becomes totally and permanently disabled due to an accident within the rider term, 1% of rider sum assured is payable every month immediately from the end of month of accident for a guaranteed period of 10 years or till the end of the rider term whichever is higher.

Shriram Extra Insurance Cover Rider (UIN 128B009V03))

In case of death of the life assured during the rider cover term, sum assured under rider will be paid to the nominee.

Shriram Life Critical Illness Plus Rider (UIN 128B016V01)

If you are diagnosed to be suffering from any of the 24 specified Critical Illnesses, we will pay 100% of the rider Sum Assured on survival of 30 days following the date of first confirmed diagnosis. This rider also gives you an upside of increments in your rider Sum Assured through Loyalty Additions.

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Disclaimers:

#Provided all the premiums are paid and the policy is in force.

^Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest in the Life Assured on attainment of age 18 years.

& Annualised premium shall be the premium payable in a year chosen by the policyholder, excluding the underwriting extra premiums, rider premiums, loadings for modal premiums, taxes and other statutory levies, if any.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN – SLIC/Elec/June 2021/60