images

How Can I Get TDS Refund in India?

  • views Views
  • 1 min read
  • Share
img

If you’ve paid more tax than required through Tax Deducted at Source (TDS), you’re eligible for a refund. Many taxpayers ask the same question: how can I get a TDS refund quickly and without errors? Let’s break down the process and ensure you get your money back smoothly.

Step-by-Step Guide on How You Can Get a TDS Refund

1. File Your Income Tax Return (ITR)

The first step in how you can get a TDS refund is filing your ITR for the relevant financial year. You must enter your income, deductions, and TDS details as shown in Form 26AS.

2. Verify Your ITR 

After filing, verify your return within 30 days using Aadhaar OTP, net banking, or by sending a signed copy to the Centralised Processing Centre (CPC). Unverified returns will not be processed for refunds.

3. Processing and Refund

Once verified, the Income Tax Department processes your ITR. If the TDS deducted exceeds your actual tax liability, the excess amount is credited directly to your linked bank account.

4. Track Your Refund Status 

You can check the refund status on the Income Tax e-Filing portal under ‘My Account → Refund/Demand Status’ or via the NSDL portal.

Refunds are usually issued within 20–45 days after verification. However, delays may occur due to mismatched details or incorrect bank information. In such cases, interest on delayed refunds is payable under Section 244A.

Know How Can I Get TDS Refund and Avoid Errors

Understanding how can I get a TDS refund ensures you don’t lose money to incorrect filings or delays. Always cross-check your Form 26AS, file accurately, and verify on time to receive your refund without hassle.

FAQs

File your ITR early, verify it promptly, and ensure your bank and PAN details are correct.

The excess amount can be claimed as a refund by filing your ITR with accurate salary and deduction details.

Track your refund status on the Income Tax portal or NSDL website using your PAN and assessment year.

If your refund fails, visit the Refund Reissue Request section on the Income Tax portal and correct your bank details.

You can claim refunds for up to two previous financial years by filing a delayed return with the Assessing Officer’s approval.

Which Deductions Are Allowed in the New Tax Regime for FY 2025–26
Which Deductions Are Allowed in the New Tax Regime for FY 2025–26
How to Deduct TDS on GST Bill Example Explained
How to Deduct TDS on GST Bill Example Explained
blog-detail

Get a call Back to Plan Your Life Insurance

  • Savings Plan
  • Investment Plan
  • Protection Plan

Disclaimer

For more details on risk factors, terms, and conditions please read the sales prospectus carefully before concluding a sale.   

*Tax Benefits:   
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.   
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128   
CIN No : U66010TG2005PLC045616 of the Company

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

  • IRDAI or its officials do not engage in activities such as selling insurance policies or financial products, announcing bonuses, or investment of premiums. Members of the public who receive such calls are advised to lodge a police complaint.