How to Download NPS Statement

Wondering how to download your NPS statement? It’s easier than you think! Whether you use the CRA website or the NPS mobile app, you can quickly access and download your statement in just a few minutes. This handy guide will show you simple steps to get your NPS statement fast and keep track of your contributions and returns.

Why you might need the NPS statement

If you hold a National Pension System (NPS) account, the transaction statement shows contributions, withdrawals, fund value. It’s useful for tax proof and tracking your retirement plan.

Quick step-by-step download guide

 Here’s a quick list to download your NPS statement:

• Log in to your CRA portal (for example: NSDL-CRA or KFintech) with your PRAN and password. 
   
• Go to “Transaction Statement” or “Download SOT” section.  
   
• Select financial year or statement period and click “Download”. 
   
• If required download from app like “NPS by Protean” or via the UMANG App and email yourself the statement.  
   
• Open the PDF using the password (often first four letters of your name + DDMM of birth) if it’s protected.  
   

Here’s an example

Suppose Raj has Tier 1 NPS account and wants the statement for FY 2024-25. He logs into NSDL-CRA portal, enters his PRAN, selects “Transaction Statement”, chooses 2024-25, downloads PDF, enters password (RAJK0908) and saves it for tax-filing. Simple.

Tips to make it smoother

• Ensure your mobile number and email are updated with your CRA.
   
• If login fails, check your IPIN or reset via OTP option.
   
• If the file looks blank, choose the correct statement type (transaction vs holding).
   
• Save multiple years’ statements in a folder labelled “NPS Statements”.