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Eligibility

Age at Entry#

Minimum: 18 years    
Maximum:    
            Base cover - 65 years    
            Maternity Wellness Coverage - 40 years

 Age at Maturity#

Minimum: 23 years    
Maximum:    
           Base cover - 80 years    
           Maternity Wellness Coverage - 45 years

Policy Tenure

Regular Pay: 5 to 40 years    
Limited Pay: 6 to 40 years    
Single Pay: 5 to 40 years    
Maternity cover term shall not exceed the CI cover term

Premium Paying Term

Regular Pay - Same as Policy Term    
Limited Pay - 5 to (Maximum Policy term - 1) years    
Single Pay

Premium Payment Mode

Single, Yearly, Half-Yearly, Quarterly and Monthly

Sum Assured

Minimum: Rs. 50,000$    
Base Cover for CI –     
Rs. 40,000 if Maternity cover is opted    
Rs. 50,000 if maternity cover is not opted    
Maternity Wellness Coverage – Rs. 10,000

Maximum: Rs.25,00,000,subject to Board approved underwriting policy    
Base Cover for CI – Rs. 22,50,000 if Maternity cover is opted    
Rs. 25,00,000 if maternity cover is not opted    
Maternity Wellness Coverage – Rs. 2,50,000

Note: The sum assured under the rider (ie base cover for CI plus and maternity wellness coverage if opted) shall not exceed the sum assured under the base policy. The maternity cover shall not exceed 20% of the rider sum assured # All references to age in the table are as on age as on last birthday GST is applicable on premiums as per the prevailing Tax Laws. The tax laws are subject to amendments from time to time.

Disclaimer

For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale.  

*Tax Benefits:  
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.  
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128  
CIN No : U66010TG2005PLC045616 of the Company

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.