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Build your wealth today. Save for tomorrow with Shriram Life Fortune Builder

Build your wealth today. Save for tomorrow with Shriram Life Fortune Builder

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Premium Components of Shriram Life Fortune Builder

The Shriram Life Fortune Builder is a single premium, unit-linked, non-participating life insurance plan that provides long-term life insurance protection and savings benefits.

Premium for Coverage

Premium for Coverage

The policy covers the risk of premature demise and the payment made for this purpose is called the risk premium. This ensures that the policy holder's family will receive a lump sum payout in the event of an untimely death during the policy term.

Savings Component

Savings Component

Upon maturity, the policy holder will receive the Sum Assured in instalments, providing a savings corpus for future needs. To build this corpus, the policy holder is required to pay a premium.

Partial Withdrawals

Partial Withdrawals

Partial withdrawals can only be made after the fifth policy anniversary. The policy holder is permitted one free partial withdrawal during the policy term. The subsequent withdrawals will be charged ₹250 on the unit fund.

Additional Protection with Riders (Add On)

Additional Protection with Riders (Add On)

Shriram Life Fortune Builder offers three riders that can be added to the policy for extra protection, such as the Shriram Life Accidental Death and Disability Rider (UIN – 128A012V01), Shriram Life Accidental Death and Disability Income Rider (UIN – 128A013V01) and Shriram Life Critical Illness Care Rider (UIN – 128A014V02) . These riders provide supplementary benefits that increase the policy's coverage at affordable prices. If the policy holder wishes to enhance their coverage, they may select one of these riders.

Disclaimer

1. Unit Linked life insurance products are different from traditional insurance products and are subject to the market risk factors.
2. The premium paid in Unit Linked insurance policies are subject to investment risks
associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his/ her decisions.
3. Shriram Life is only the name of the Life Insurance Company and Shriram Fortune Builder Insurance Plan (UIN: 128L038V04) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the plan, its future prospects or returns.
4. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company.
5. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects or returns.
6. The past performance of the fund options is not indicative of future performance of these funds.

^ Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest in the Life Assured on attainment of age 18 years.

For more details on risk factors, terms and conditions, please read the sales brochure
carefully before concluding a sale.

*Tax Benefits:   
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.   
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616
ARN: SLIC/Elec/Mar 2026/2437

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI or its officials do not engage in activities such as selling insurance policies, announcing bonuses, or investment of premiums. Members of the public who receive such calls are advised to lodge a police complaint.