Key Faetures of Shriram Life Fortune Builder

Policyholders have the option to select from multiple funds and saving strategies. They can select any or a combination of funds in a fixed percentage per their risk appetite and saving goals.

Shriram Life Fortune Builder offers a choice of policy terms from 10, 15 and 20 years. This allows policyholders to customise their savings plan as per their financial goals.

The plan allows unlimited fund switches free of cost. This means policyholders can switch funds as per their saving strategy without additional charges.

The plan offers additional protection through riders such as Shriram Life Accidental Death and Disability Rider, Shriram Life Accidental Death and Disability Income Rider and Shriram Life Critical Illness Care Rider. These riders provide financial security in case of unforeseen events.

Policyholders can receive their maturity benefit in a lump sum or instalments using the Settlement Option. This facility allows policyholder to receive payments on a yearly, half-yearly, quarterly or monthly basis over a period of one to five years post maturity.

Policyholders can make top-up premiums at irregular intervals in addition to their regular premiums. Top-up premiums are treated as single premiums and offer insurance coverage at 125% of the top-up premium. These are also exempt from discontinuance charges.