Jana Sahay

Kick-start Your Journey to
Financial Security with
Shriram Life Jana Sahay

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Key Features of Shriram Life Jana Sahay


Adjustable Premium

The Shriram Life Jana Sahay policy is affordable and accessible to a wide range of customers with a minimum of five members in a group. Moreover, the premium can be adjusted according to the size of the group insured.


Flexible Premium Payment Options

Customers have the flexibility to select their preferred premium payment mode from an array of options, including yearly, half-yearly, quarterly, or monthly basis.


Join or Exit the Group

New members can be enrolled in the coverage starting from their entry date. Moreover, existing members can exit the group with a refund of 85% of the pro-rated premium for the remaining policy tenure.


Lender-Borrower Solutions

Shriram Life Insurance offers a seamless solution for lender-borrower schemes, where the outstanding loan balance can be paid directly from the death benefit.


Savings with a Higher Sum Assured

Customers have the option to select a higher sum assured, which comes with premium rebates.


Additional Protection Options

The Shriram Life Jana Sahay policy also provides optional coverage options that can be included to enhance the policy's overall protection.


For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale.  

*Tax Benefits:  
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.  
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128  
CIN No : U66010TG2005PLC045616 of the Company

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”


  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.