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My Spouse Term Plan

Ensure financial stability for your loved one with Shriram Life My Spouse Term Plan

Ensure financial stability for your loved one with Shriram Life My Spouse Term Plan

  • Self
  • Spouse
  • Child
  • Grand Child
Sticky Tab

What coverages are offered in the Shriram Life My Spouse Term Plan?

The Shriram Life My Spouse Term Plan provides the following coverages:

Base Life Cover

The policy offers financial protection to the spouse in case of the Primary Life Assured's demise or if they are diagnosed with a terminal illness. This cover is available regardless of whether the Primary Life is alive or not.

Optional Cover

The policy also offers coverage for accidental demise and critical illnesses. In case of accidental demise, the nominees or beneficiaries will receive the sum assured if the spouse passes away due to an accident. The policy covers 23 major critical illnesses, and if the spouse is diagnosed with any of them, 100% of the sum assured will be paid.

Accidental Total and Permanent Disability

The policy also offers coverage for total and permanent disability caused by accident. In case of disability, all future premiums under the policy will be waived. The family will receive a monthly sum that is 1% of the sum assured for 10 years or till the end of the rider term, whichever is longer.

Disclaimer

For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale.  

*Tax Benefits:  
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.  
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128  
CIN No : U66010TG2005PLC045616 of the Company

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