Eligibility

Minimum - 30 days^     
Maximum     
Option I:55 years for policy term 15 and less; 50 years for policy term above 15     
Option II :65 years for all policy terms (Age last birthday)

Maximum 75 Years (Age last birthday)

Minimum
For entry ages below 50 years:
7 X Annualized Premium&    
For entry ages 50 years and above:5 X Annualized premium

Maximum
10 X Annualized Premium, subject to Board approved underwriting policy

 10 to 30 years (multiples of 1 year)

Yearly  
Half-yearly  
Quarterly  
Monthly  

Regular  
Same as policy term

Limited  
Option I
5,10,15,20,25 years (for ages <=40 years)  
10,15,20,25 years (for ages > 40 years)  

Option II
5,10,15,20,25 years (for ages <=50 years)
10,15,20,25 years (for ages > 50 years)  

Minimum  
Annually – ₹ 12,000  
Half-yearly - ₹ 6,000  
Quarterly - ₹ 3,000  
Monthly - ₹ 1,000

Maximum  
No limit, subject to Board approved underwriting policy