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SHRIRAM EASY LIFE COVER

Shriram Easy Life Cover (UIN: 128N056V01) is a non participating non linked life insurance product. The plan aims to meet the short term insurance needs of people.

KEY FEATURES

  • Death benefit is 10 times the annualized premium.
  • Minimum guaranteed sum assured payable on maturity
  • Tax benefits as per laws.

KEY BENEFITS

 

Maturity Benefits

In case the life assured survives up to the end of the policy term Maturity sum assured will be paid.

 

Death Benefits

If the life assured dies during the policy term, Death Sum Assured as defined below will be paid to the nominee or beneficiary.

Sum assured on death shall be higher of:

  • 10 times the annualized premium
  • Sum assured
  • Maturity sum assured
  • 105% of the premiums paid till the date of death

where sum assured is the absolute amount assured to be paid on death which is 10 times the annualized premium for all ages.

Maturity sum assured is the minimum guaranteed sum assured payable on maturity which is equal to total annualized premiums paid multiplied by maturity benefit factor.

Eligibility

ENTRY AGE(LIFE ASSURED)

Minimum

13 Years ^

Maximum

45 Years

(Age last birthday)

ENTRY AGE (PROPOSER)

Minimum

18 Years ^

Maximum

99 Years

(Age last birthday)

MATURITY AGE

Minimum

18 Years ^

Maximum

50 Years

(Age last birthday)

POLICY TERM

5 Yr

PREMIUM PAYMENT TERM

5 Yr

PREMIUM PAYMENT MODE

  • Yearly
  • Half-yearly
  • Monthly
  • Quarterly

DATE OF COMMENCEMENT OF RISK

Risk starts immediately from the date of commencement of the policy

MINIMUM ANNUALISED PREMIUM

Rs. 6,500/-

SUM ASSURED

Minimum

Rs. 65,000

Maximum

Subject to underwritten policy.

CALCULATOR

Click this link to calculate you premium.

RIDERS (Add Ons)

No riders available.

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Disclaimers:

  • For more details on the risk factors, terms and conditions please read the sales brochure and/or sample policy document on our website carefully and/or consult our advisor.
  • Tax benefits are subject to change as per tax laws. Please consult your tax consultant on tax benefits.