images
20 years

What is Pradhan Mantri Matru Vandana Yojana In India 2025

Difference Between TDS and TCS Explained

 

Motherhood is a big step. Along with the happiness, there’s anxiety—“Will I be able to eat well? Will I get enough rest? Can I care for my new baby?” Many Indian women, especially in villages, ask these questions. The good news? There’s real help out there, and it’s called the Pradhan Mantri Matru Vandana Yojana (PMMVY).

I’ve seen families benefit from it in real life, so let me share exactly what it is, in simple words—no big government jargon, just the honest facts.

 

What Is PMMVY?

It’s a government scheme that was started to support pregnant women and new mothers. The idea is simple: when a woman is about to become a mom—for her first child (and now, in some cases, her second if it’s a girl)—she gets some direct financial help from the government.

This isn’t a loan. It’s a gift that drops right into her own bank account—no agents, no jumping through hoops.

 

Why Does the Government Do This?

Because raising a baby starts even before birth! Moms need good food, good rest, regular health checks—and sometimes they’ve got to skip work or farming. The scheme helps make up for lost wages and encourages women to rest, eat better, and not ignore their own health needs just because there’s no money in the house at the time.

 

Who Can Get Help?

  • Any woman pregnant with her first child.
  • Second child? If the second baby is a girl, there’s help too (as the government wants every girl to get a good start).
  • Most families qualify— especially if you use Anganwadi centers or government hospitals.

 

How Much Financial Help Is Given?

  • Generally, you get ₹5,000 for the first baby—divided into parts, handed over as you finish each step (like registering your pregnancy, doing health check-ups, and registering your baby’s birth).
  • For a second girl child, the amount goes up to ₹6,000.

 

What Do You Need To Do?

Honestly, it’s simple. Here’s the path nearly every mother follows:

  1. Register your pregnancy. (Your local Anganwadi or health center will help.)
  2. Keep your documents ready. (Aadhaar card, your own bank/post office account, sometimes your husband’s documents too.)
  3. Go for check-ups and get your baby immunized. Every time you reach one milestone, you get an installment.
  4. Baby born? Register her/him and show the record to your Anganwadi worker or health center—they’ll help process the next payment.

All money is given by direct transfer. No giving tips to anyone, no standing in line for hours, no middlemen.

Questions All Moms Ask (And Honest Answers!)

Do only very poor families get it?
No. It’s meant for all kinds of families, but priority is for those who need it most. Rules have relaxed over time, so always ask at your center.

Is it hard to claim?
Not at all! Local Anganwadi staff know the process inside and out. Take their help and never be scared of “big paperwork.”

What if I don’t have a bank account?
You’ll be guided to open one—it’s easy, and you’ll use it for other benefits, too.

Why This Scheme Is Truly Helpful

I’ve seen women in villages buy better food, take genuine leave from work, and walk into hospitals with more confidence, simply because of this scheme. It reduces family stress and reminds every mother, “You matter.”

Final Words—From One Caring Heart to Another

If you, your sister, your daughter, or your neighbor is having a baby, please tell them about PMMVY. It’s real help, meant for the most important time in a woman’s life. Register, collect your papers, and let the system support you for once—you deserve it!

Let’s make sure every Indian mom knows her rights and gets help when she needs it most.

 

Let us help you choose the best insurance plans

  • Tamil
  • English
  • Hindi
  • Telugu

Our Other Popular Plans

undefined

Shriram New Shri Vidya Plan

Your child’s future is the most important concern for you. With the soaring educational expenses in today’s life, giving good education will be tough unless it is planned. We have Shriram New Shri Vidya (UIN: 128N051V03) plan designed for you to make your child’s aspirations come true. The plan offers survival benefits to adjust according to your child’s education requirements and also insurance cover in case of any unfortunate event happens to you.
undefined

Shriram Life Assured Saving Plan

Shriram Life Assured Income Plan helps you secure your family's future and finances even in your absence. This scheme provides you assured returns at maturity with periodic payout frequency. Fulfil all your financial responsibilities and dreams with ease with higher benefits with higher premiums.
undefined

Shriram Life Early Cash Plan

Shriram Life Early Cash Plan is a non-linked participating individual saving insurance plan. You can choose between two bonus options and protect your family against financial uncertainties. This plan perfectly combines a cash bonus and assured benefit at maturity.
undefined

Shriram Life Premier Assured Benefit Plan

With the combined advantage of guaranteed returns* and life insurance, Shriram Life Premier Assured Benefit can accelerate the outcomes that you and your loved ones desire to have. This savings plan offers two comprehensive life cover options and allows 3 convenient benefit pay-out options to choose from. The single pay out option allows you to earn regular income right after the 1st policy anniversary. This is a Non - Linked Non - Participating Individual Life Insurance Savings Plan.
undefined

Shriram New Shri Vidya Plan

Your child’s future is the most important concern for you. With the soaring educational expenses in today’s life, giving good education will be tough unless it is planned. We have Shriram New Shri Vidya (UIN: 128N051V03) plan designed for you to make your child’s aspirations come true. The plan offers survival benefits to adjust according to your child’s education requirements and also insurance cover in case of any unfortunate event happens to you.
undefined

Shriram Life Assured Saving Plan

Shriram Life Assured Income Plan helps you secure your family's future and finances even in your absence. This scheme provides you assured returns at maturity with periodic payout frequency. Fulfil all your financial responsibilities and dreams with ease with higher benefits with higher premiums.
prev
next

Disclaimer

For more details on risk factors, terms, and conditions please read the sales prospectus carefully before concluding a sale.   

*Tax Benefits:   
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.   
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128   
CIN No : U66010TG2005PLC045616 of the Company

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

  • IRDAI or its officials do not engage in activities such as selling insurance policies or financial products, announcing bonuses, or investment of premiums. Members of the public who receive such calls are advised to lodge a police complaint.

Contact us

Contact us

Get a call back

  • Tamil
  • English
  • Hindi
  • Telugu